Tauriq Keraan
Chief Executive Officer

Tauriq Keraan is the Chief Executive Officer (CEO) of TymeBank. His passion for financial inclusion is rooted in his upbringing in communities where he lived and felt the devastating social impact of poor saving behaviours, predatory lending practices, low financial literacy levels and inadequate insurance cover. He has dedicated over a decade of his life to helping people improve their financial wellbeing through digital banking.

Tauriq has an MSc (Materials Engineering) from the University of Cape Town and is married with two children. He plays an active role in serving the needs of abandoned, abused and orphaned children. He is driven by the dream of creating a better South Africa for all by helping people fulfil their human potential.

Amal Desai
Chief Financial Officer

Amal qualified as a chartered accountant in 1999 and holds an Honours BCompt/CTA from UNISA. He has over 20 years’ experience in financial and business performance management. He also has extensive experience in banking, including retail banking, home and vehicle loans, credit card and banking operations. He previously worked for Standard Chartered Bank, the Barclays Africa Group and Standard Bank. Amal joined Tyme as CFO in 2017. Since then he has been involved in building the banking proposition as well as developing business strategies and aligning them to financial outcomes.
On a personal level, his family comes first. To keep fit, he enjoys road running, and he is a passionate follower of international cricket.

Owen Sorour
Chief Risk Officer

Owen has a BCom from the University of the Free State and a Master of Business Leadership degree from UNISA. He spent more than 20 years in the employ of two of the largest South African retail banks, ultimately specialising in the retail credit environment. He has held senior positions at Standard Bank, ABSA and TransUnion LLC. Owen was appointed CRO at Tyme in 2016. He sees risk as a partner that helps the business achieve its goals by applying fit-for-purpose risk frameworks that focus on the key drivers. Outside of the office, he is a family man and avid golfer who loves watching sport and travelling.

Ayn Brown
Chief Human Resource Officer

Ayn has a BA in Psychology from North-West University and completed the Advanced Management Program at Duke University. She held various roles in human resources and organisational development at Nedbank. She was Executive Head of Human Resources for Business Banking and later Executive Head of Human Resources for the Africa Division.
Ayn joined Tyme as CHRO in 2017. She has 25 years’ banking experience, and is passionate about unlocking greatness in others. She is a wife and mother as well as a photographer, traveller, coach and music lover, and a Director of the Topsy Foundation.

Cheslyn Jacobs
Head: Sales and Service

Cheslyn has a BCom in Industrial Psychology from the University of the Western Cape and a postgraduate diploma in Business Management from the University of Pretoria’s Gordon Institute of Business Science (GIBS). He previously worked at Standard Bank and Deloitte. In 2012, he joined Tyme as Manager: Sales and Distribution and later became National Operations Manager at Tyme Infield. He was appointed to his current position in 2019, which is his 11th year in the banking industry. Cheslyn is a family man and as passionate about financial inclusion as he is about sport.

Dieter Botha
Chief Information Officer

Dieter has a BCom Accounting and Commercial Law from Rhodes University, and 17 years’ banking experience. He is the former Global Head of Transactional Services (IT) at Standard Bank South Africa. Most recently, Dieter was a Global Client Advisor at Oracle in Australia with a focus on two of the four big banks and involvement in the fintech community. Prior to joining the team, he enjoyed a corporate and entrepreneurial career. He was appointed as CIO in 2018. Dieter is married and has two sons. In his spare time he enjoys running and the odd game of golf.

Heidi Stoffberg
Head: Compliance

Among her many qualifications, Heidi has a Bachelor of Law, a postgraduate diploma in Forensic and Investigative Accounting from the University of Pretoria, and a postgraduate diploma in Compliance Management from the University of Johannesburg. In her 17 years in banking, she held positions at FirstRand Bank and Mercantile Bank, where she was Head of Compliance Management. She joined Tyme in 2018. Heidi loves spending time with her husband and daughter. She also loves to travel and, when time permits, play a round of golf.

Amrita Arjun
Head: Internal Audit

Amrita has a BCom Accounting from the University of KwaZulu-Natal and is a qualified CIA, CCSA and CISA. Her career in internal audit spans over 15 years and she has experience in many areas, including insurance, asset management, corporate investment banking, operational risk, wealth and compliance. She previously held positions at Nedbank, including Senior Audit Manager: Operational Risk and Compliance. Amrita joined Tyme in 2018. She is an advocate of the digital era and using it to enhance both the internal audit and combined assurance functions within the company. Amrita loves trying new recipes, spending time with her husband and two children, and travelling to new places around the world.

Lonwabo Jwili
Head: Governance and Group Company Secretary

Lonwabo has a BA LLB from Rhodes University. He started his career at Standard Bank, where he was part of a pioneering initiative to extend financial inclusion, and then went on to join the Electoral Commission of South Africa. Lonwabo began working at TymeBank in 2017 as Senior Manager: Financial Inclusion, Foundation and CSI. Lonwabo is passionate about the future of Africa, particularly its agricultural potential.

Linda Appie
Head of Marketing

Linda has a Bachelor of Business Science (Honours) degree and a Digital Marketing certificate from the University of Cape Town. She also holds a Postgraduate Diploma in Management and an MBA from the Gordon Institute of Business Science (GIBS). Linda has 15 years’ experience in marketing, innovation and business strategy in both South and Central Africa at local FMCG companies, including Tiger Brands, 11 years of which were at Coca-Cola. She joined TymeBank as Head of Marketing in April 2020. Linda is a mother, and alongside her passions for cooking, reading and writing, she strongly believes in the untapped potential of the African continent and empowering others to realise it.