Open your EveryDay bank account

Open your EveryDay bank account online and join the bank that lets you earn more and pay less with no monthly bank fees and many free day-to-day banking transactions.

What is an EveryDay bank account?

Your EveryDay bank account allows you to enjoy benefits like no monthly fees, many free day-to-day banking transactions, low or no charges for other transactions, and gives you access to our powerful GoalSave tool.

Open your account today

Open your account right here, right now and collect your debit card at a TymeBank kiosk in a Pick n Pay and Boxer store.
Find a kiosk near you.

free banking

No monthly bank fees. Pay-as-you-use charges

We don’t charge you to keep your account open or pay for banking you don’t need.

open bank account online

Open a bank account in less than 5 minutes

Get your personalised TymeBank Visa debit card right away at a TymeBank kiosk in select Pick n Pay and Boxer stores.

save more

Save more money on your terms

Your EveryDay account gives you access to our GoalSave tool. Save more with no restrictions, fees or penalties and earn up to 10%* savings interest per year.

PnP double smart shopper points


Double Smart Shopper points

Your TymeBank card earns you Smart Shopper points wherever you shop and double points when you swipe and pay at Pick n Pay.

send us 3 months bank statement

No documents required

low or no bank charges

Low or no bank charges

free visa debit card

Free Visa debit card

What are the EveryDay account fees?

You get a bank account with no monthly fees, where many day-to-day banking transactions are free and low banking charges for other transactions. You’ll always know what banking with us costs you.

Click here to read our full terms and conditions for the EveryDay account.

What we don’t charge you for

ActionFees
Monthly fees
Monthly administration feeFree
Smart App (App) subscription feeFree
Internet Banking (IB) subscription feeFree
Notifications
SMS NotificationFree
Debit Card
Initial Debit Card Free
Banking Documents
Account statement (IB & App)Free
Beneficiary payment notification (IB & App)Free
Proof of account (IB & App)Free
Balance enquiries
Internet BankingFree
Smart AppFree
KioskFree
Cash Withdrawals
Tymecode till point @ PnP & BoxerFree
Debit card till point @ PnP & BoxerFree
Purchases
Debit card purchasesFree
Online purchasesFree
Prepaid electricity (IB & App)Free
Prepaid airtime, data & sms bundles (Internet Banking & App)Free

What we do charge you for

ActionFees
Cash Withdrawals
Debit card till point @ other retailersR2 
Payments
Payment to other bank accountR2 
Debit order (internal)
Debit order (external - where your account is debited to pay a 3rd party)
Free
R2 
Cash Deposits
Tymecode till point @ PnP & BoxerR4 
Debit card till point @ PnP & BoxerR4 
Payments
Send money (account to Tymecode) R4 
Balance enquiries
Debit card other bank ATMR2 
Cash Withdrawals
Debit card other bank ATM (R8 per R1000) or part thereofR8 
Decline and disputes fees
Debit order dispute: within 40 days#Free 
Decline fee* (due to insufficient funds or incorrect PIN)R2 
Late payment reversal to Tymebank R8 
Debit order dispute: Older than 40 daysR40 
Late payment reversal to other banksR40 
Unsuccessful debit card disputeR40 
Debit Card
Debit card replacement feeR40 

*Applies to declined Card, Debit order & ATM transactions
#Customer assisted through Customer Service Centre

Give more. Get more

The EveryDay account is the simplest way to bank. The more we know about you, the more we can give you. Discover the many benefits you can get here

EveryDay bank account limits

The more we know about you, the more we’re able to offer you. Right now, we rely on our kiosk to perform an enhanced identity verification using biometrics, and to verify your address using 3rd party data sources.

Just Met

Maximum Account Balance

Everyday Account + GoalSave(S)R20 000

Total Daily Limits

Total of payments, prepaid purchases, send money, cash withdrawals, card purchases and online purchases (see detailed daily transaction limits below)R2 000
Cash depositsR20 000

Total Monthly limit

Total of payments, prepaid purchases, send money, cash withdrawals, card swipes and online purchases. R40 000

Per transaction limits

PaymentR2 000
Send Money and Prepaid PurchaseR2 000
Cash Withdrawals @ ATMR2 000
Cash Withdrawals @ Till pointR2 000
Debit Card PurchaseR2 000
Online Purchase (not live yet)R2 000
Cash DepositsR5 000

Daily transaction limits

PaymentsR2 000
Send Money and Prepaid PurchaseR2 000
Cash Withdrawals @ ATMR2 000
Cash Withdrawals @ Till pointR2 000
Debit Card PurchasesR2 000
Online Purchases (not live yet)R2 000
Cash DepositsR20 000

Note that cash deposits are limited to the maximum account balance limit & that there are also limits applicable per transaction.

Examples:

  1. If you have R10 000 in your Everyday Account, you can only save R10 000 in total your GoalSave(S).
  2. If you have R15 000 in your GoalSave(S), then they can only have R5 000 in your Everyday Account.
  3. If you've made prepaid purchase for airtime worth R1 000 - you can still make another prepaid purchase of R1 000 on the same day, because the daily limit is R2 000.
  4. If you make a cash deposit of R3 000 at a till (maximum per transaction) you can still make further deposits after that of up to R17 000, because the daily limit is R20 000.The R17 000 would need to be in multiple transactions of R3 000 maximum per transaction.

At all times remember that the profile limit is R20 000

Getting To Know You
Good Friends

How to open an account. It couldn’t be easier

You can open your EveryDay account right here, right now online, or you can go to the TymeBank kiosk at selected Pick n Pay and Boxer stores. It really does take less than 5 minutes to open your account. All you need is your SA ID number, your thumbprint and an active cellphone number.

Open your account today

Open your account right here, right now and collect your debit card at a TymeBank kiosk in a Pick n Pay and Boxer store.
Find a kiosk near you.

TymeBank EveryDay account benefits

  • kiosk

    Save on your terms. In your own way

    • GoalSave gives you complete control of your money.
    • You can create up to 10 different savings goals, give each GoalSave a name (e.g. wedding, birthday, family holiday), and earn a great interest rate, with no restrictions, fees or penalties
    • Our GoalSave tool makes it easy to reach your dreams.
    • You can add as much as R100 000** into as many as 10 GoalSaves and once you’ve added money to a GoalSave no unauthorised debit orders can come off it - keeping your money safe and free to grow.
    • And, if you’re willing to wait 10 days for your payout, we’ll give you a bonus on top of the money and interest you’ve already earned.
  • convenient-04

    Earn even more Pick n Pay Smart Shopper points

    • Because your TymeBank debit card is automatically linked to the Pick n Pay Smart Shopper programme, you only need to carry one card in your wallet.
    • No matter where you shop, your TymeBank card will earn you bonus SmartShopper points every time you use it to pay.
    • We'll give you double SmartShopper points when you use your TymeBank card to swipe and pay at all Pick n Pay tills across South Africa.

Frequently Asked Questions about the Everyday Account and answers

How do you do FICA verification?

FICA verification is done when you open or upgrade an account. Your ID number and […]

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Why is my prepaid electricity token not working on my prepaid meter?

The token gets generated by your energy provider (such as Eskom or your local Municipality) […]

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How do I get to the next relationship profile and get extra benefits?

To get a customised debit card, get the added benefits we contribute to the Smart […]

Read this answer

* 6% interest from day 1, 7% after 30 days, 9% after 90 days. If you give 10 days’ notice after 90 days – you earn as much as 10%.
** The maximum amount you can add across your GoalSaves, depending on your profile limit.