Open your EveryDay bank account online and join the bank that lets you earn more and pay less with no monthly bank fees, many free day-to-day banking transactions and online shopping.
Your EveryDay bank account allows you to enjoy benefits like no monthly fees, many free day-to-day banking transactions, online shopping, low or no charges for other transactions, and gives you access to our powerful GoalSave tool.
We don’t charge you to keep your account open or pay for banking you don’t need.
Get your personalised TymeBank Visa debit card right away at a TymeBank kiosk in select Pick n Pay and Boxer stores.
Your EveryDay account gives you access to our GoalSave tool. Save more with no restrictions, fees or penalties and earn up to 7%* savings interest per year.
Your TymeBank card earns you Smart Shopper points wherever you shop and double points when you swipe and pay at Pick n Pay.
No filling out paper forms, no scanning, faxing or emailing. Opening and using your EveryDay account is really quick and easy.
Withdraw money at Pick n Pay or Boxer tills for free, and only pay R4 per deposit in PnP and Boxer, and R8 per R1 000 to withdraw money at any ATM in South Africa.
It’s the only bank card you’ll ever need, to shop everywhere and to withdraw money from any ATM in South Africa.
Hate standing in long queues waiting to pay for your shopping?
You can do all your local online shopping using your TymeBank Visa debit card.
Online shopping is here!
You can now shop online at selected South African stores (international coming soon) using your TymeBank Visa debit card. Shopping online with TymeBank is FREE.
All you have to do is:
Make sure we have your correct details, so that the OTP gets sent to you every time you shop online and ensure that you’ve activated your TymeBank card in a Pick n Pay or Boxer store.
Online spending limits are different for different customers with daily limits varying from R2 000 to R10 000. If you haven't collected your Visa debit card or scanned your thumbprint at a TymeBank kiosk, your daily online spend limit is R2 000.
Happy online shopping with TymeBank!
You get a bank account with no monthly fees, where many day-to-day banking transactions are free and low banking charges for other transactions. You’ll always know what banking with us costs you.
Click here to read our full terms and conditions for the EveryDay account.
Please note: Our annual pricing review will take effect January 2020.
|Monthly administration fee||Free|
|Smart App (App) subscription fee||Free|
|Internet Banking (IB) subscription fee||Free|
|Initial Debit Card||Free|
|Account statement (IB & App)||Free|
|Beneficiary payment notification (IB & App)||Free|
|Proof of account (IB & App)||Free|
|First deposit every month up to R5000||Free|
|Tymecode till point @ PnP & Boxer||Free|
|Debit card till point @ PnP & Boxer||Free|
|Debit card purchases||Free|
|Prepaid electricity (IB & App)||Free|
|Prepaid airtime, data & sms bundles (Internet Banking & App)||Free|
|Debit card till point @ other retailers||R2|
|Payment to other bank account||R2|
|Debit order (internal)|
Debit order (external - where your account is debited to pay a 3rd party)
|Tymecode till point @ PnP & Boxer (R4 per R1000 or part thereof)||R4|
|Debit card till point @ PnP & Boxer (R4 per R1000 or part thereof)||R4|
|Send money (account to Tymecode)||R4|
|Debit card other bank ATM||R2|
|Debit card other bank ATM (R8 per R1000) or part thereof||R8|
|Declines, disputes, and reversal fees|
|Debit order dispute: within 40 days#||Free|
|Decline fee* (due to insufficient funds or incorrect PIN)||R2|
|Late payment reversal to Tymebank||R8|
|Debit order dispute: Older than 40 days||R40|
|Late payment reversal to other banks||R40|
|Unsuccessful debit card dispute||R40|
|Debit card replacement fee||R40|
*Applies to declined Card, Debit order & ATM transactions
#Customer assisted through Customer Service Centre
The EveryDay account is the simplest way to bank. The more we know about you, the more we can give you. Discover the many benefits you can get here
The more we know about you, the more we’re able to offer you. Right now, we rely on our kiosk to perform an enhanced identity verification using biometrics, and to verify your address using 3rd party data sources.
This is the profile you’re on if you opened your account online and haven’t been to a kiosk to capture your fingerprints. Or, you’ve been to the kiosk, but we had trouble identifying you through your fingerprints and your address. In other words, we’ve just met you because you’ve opened your account, but we don’t know you very well, yet.
Maximum Account Balance
|Everyday Account + GoalSave(S)||R40 000|
|Maximum for GoalSave(S)||R40 000|
|TOTAL MONTHLY limit of payments, prepaid purchases, send money, cash withdrawals, debit card purchases, debit orders and online purchases||R40 000|
Transaction & Daily limits
|TOTAL DAILY limit of payments, prepaid purchases, send money, cash withdrawals, debit card purchases, debit orders and online purchases||N/A||R20 000|
|Payment (EFT)||R20 000||R20 000|
|Prepaid Purchase||R3 000||R3 000|
|SendMoney - EFT||R5 000||R20 000|
|SendMoney - Voucher||R5 000||R5 000|
|SendMoney USSD (EFT or Voucher)||R3 000||R3 000|
|Cash Withdrawals @ ATM||R5 000||R5 000|
|Cash Withdrawals @ Till point (Debit Card & TymeCode)||R5 000||R5 000|
|TOTAL DAILY limit of Cash Withdrawal @ ATM and Till point (Debit Card & TymeCode), and Send Money Voucher||N/A||R21 995|
|Debit Card Purchase||R20 000||R20 000|
|Online Purchases||R10 000||R20 000|
|Cash Deposits @ Till point (Debit Card and TymeCode)||R5 000||R20 000
|Debit Orders||R20 000||R20 000|
Note that cash deposits are limited to the maximum account balance limit & that there are also limits applicable per transaction.
At all times remember that the profile limit is R40 000
It’s quick and easy!
Online spending limits are different for different customers with daily limits varying from R2 000 to R10 000.
If your daily online spending limit is R 2 000, that’s because you have an EveryDay account but no personalised Visa debit card yet.
If you’d like your online spending limit to be increased to R10 000, all you have to do is scan your thumbprint at the TymeBank kiosk in a Pick n Pay or Boxer store and collect your personalised Visa debit card.
You can open your EveryDay account right here, right now online, or you can go to the TymeBank kiosk at selected Pick n Pay and Boxer stores. It really does take less than 5 minutes to open your account. All you need is your SA ID number, your thumbprint and an active cellphone number.
Only if you want to use our mobile banking SmartApp or Internet Banking. If you’d […]Read this answer
* 4% interest from day 1, 5% after 30 days, 6% after 90 days. If you give 10 days’ notice after 90 days – you earn as much as 7%.
** The maximum amount you can add across your GoalSaves, depending on your profile limit.