EveryDay account

TymeBank is a new kind of bank that’s digitally smart. The money we save by not having branches benefits you, as it allows us to charge you a lot less for your banking services. Think no monthly fees, many free day-to-day banking transactions and low charges for other transactions. And that's just for starters.

Want a bank that sees your potential? You’ve got it

Other banks see numbers. But we see you. Which is why we have the tools and services to help you get where you’re going and achieve everything we know you’re capable of. Open your new EveryDay account today and join the bank that lets you earn more and pay less with ease.

Open your account today

Open your account right here, right now and collect your debit card at a TymeBank kiosk in a Pick n Pay and Boxer store.
Find a kiosk near you.


No Monthly fees. Pay-as-you-use charges

Why pay to keep an account open, or pay for the banking you don’t need?


Open a bank account in less than 5 minutes

Get your personalised TymeBank Visa debit card right away at the TymeBank kiosk in select Pick n Pay and Boxer stores.


Save on your terms. In your own way.

Our GoalSave tool lets you put money in, take money out, with no restrictions, fees or penalties. Leave it in a bit longer to earn as much as 10%* interest.


Double Smart Shopper Points

Your TymeBank Card earns you Smart Shopper points wherever you shop and double Smart Shopper points when you swipe and pay at Pick n Pay.


No documents


Low or no charges


Free Visa debit card

Give more. Get more

The EveryDay account is the simplest way to bank. The more we know about you, the more we can give you. Discover the many benefits you can get here

Easy to understand charges

TymeBank gives you an account with no monthly fees, where many day-to-day banking transactions are free and there are low charges for other transactions, so you always know what banking with us is going to cost you.

Click here to read our full terms and conditions for the EveryDay account.

What we don't charge you for

Monthly fees
Monthly administration feeFree
Smart App (App) subscription feeFree
Internet Banking (IB) subscription feeFree
SMS NotificationFree
Debit Card
Initial Debit Card Free
Banking Documents
Account statement (IB & App)Free
Beneficiary payment notification (IB & App)Free
Proof of account (IB & App)Free
Balance enquiries
Internet BankingFree
Smart AppFree
Cash Withdrawals
Tymecode till point @ PnP & BoxerFree
Debit card till point @ PnP & BoxerFree
Debit card purchasesFree
Online purchasesFree
Prepaid electricity (IB & App)Free
Prepaid airtime, data & sms bundles (Internet Banking & App)Free

What we do charge you for

Cash Withdrawals
Debit card till point @ other retailersR2 
Payment to other bank accountR2 
Debit order (internal)
Debit order (external - where your account is debited to pay a 3rd party)
Cash Deposits
Tymecode till point @ PnP & BoxerR4 
Debit card till point @ PnP & BoxerR4 
Send money (account to Tymecode) R4 
Balance enquiries
Debit card other bank ATMR2 
Cash Withdrawals
Debit card other bank ATM (R8 per R1000) or part thereofR8 
Decline and disputes fees
Debit order dispute: within 40 days#Free 
Decline fee* (due to insufficient funds or incorrect PIN)R2 
Late payment reversal to Tymebank R8 
Debit order dispute: Older than 40 daysR40 
Late payment reversal to other banksR40 
Unsuccessful debit card disputeR40 
Debit Card
Debit card replacement feeR40 

*Applies to declined Card, Debit order & ATM transactions
#Customer assisted through Customer Service Centre

Profile Limits

The more we know about you, the more we're able to offer. At present, we rely on our kiosk process to perform an enhanced identity verification using biometrics, and to verify your address using 3rd party data sources.

Just Met

Maximum Account Balance

Everyday Account + GoalSave(S)R20 000

Total Daily Limits

Total of payments, prepaid purchases, send money, cash withdrawals, card purchases and online purchases (see detailed daily transaction limits below)R2 000
Cash depositsR20 000

Total Monthly limit

Total of payments, prepaid purchases, send money, cash withdrawals, card swipes and online purchases. R40 000

Per transaction limits

PaymentR2 000
Send Money and Prepaid PurchaseR2 000
Cash Withdrawals @ ATMR2 000
Cash Withdrawals @ Till pointR2 000
Debit Card PurchaseR 2000
Online Purchase (not live yet)R2 000
Cash DepositsR3 000

Daily transaction limits

PaymentsR2 000
Send Money and Prepaid PurchaseR2 000
Cash Withdrawals @ ATMR2 000
Cash Withdrawals @ Till pointR2 000
Debit Card PurchasesR2 000
Online Purchases (not live yet)R2 000
Cash DepositsR20 000

Note that cash deposits are limited to the maximum account balance limit & that there are also limits applicable per transaction.


  1. If you have R10 000 in your Everyday Account, you can only save R10 000 in total your GoalSave(S).
  2. If you have R15 000 in your GoalSave(S), then they can only have R5 000 in your Everyday Account.
  3. If you've made prepaid purchase for airtime worth R1 000 - you can still make another prepaid purchase of R1 000 on the same day, because the daily limit is R2 000.
  4. If you make a cash deposit of R3 000 at a till (maximum per transaction) you can still make further deposits after that of up to R17 000, because the daily limit is R20 000.The R17 000 would need to be in multiple transactions of R3 000 maximum per transaction.

At all times remember that the profile limit is R20 000

Getting To Know You
Good Friends

How to open an account. It couldn’t be easier

You can open your EveryDay account right here, right now online, or you can go to the TymeBank kiosk at selected Pick n Pay and Boxer stores. It really does take less than 5 minutes to open your account. All you need is your SA ID number, your thumbprint and an active cellphone number.

Open your account today

Open your account right here, right now and collect your debit card at a TymeBank kiosk in a Pick n Pay and Boxer store.
Find a kiosk near you.

  • kiosk

    Save on your terms. In your own way

    • GoalSave gives you complete control of your money.
    • You can create up to 10 different savings goals, give each GoalSave a name (e.g. wedding, birthday, family holiday), and earn a great interest rate, with no restrictions, fees or penalties
    • Our GoalSave tool makes it easy to reach your dreams.
    • You can add as much as R100 000** into as many as 10 GoalSaves and once you’ve added money to a GoalSave no unauthorised debit orders can come off it - keeping your money safe and free to grow.
    • And, if you’re willing to wait 10 days for your payout, we’ll give you a bonus on top of the money and interest you’ve already earned.
  • convenient-04

    Earn even more Smart Shopper points

    • Because your TymeBank debit card is automatically linked to the Pick n Pay Smart Shopper programme, you only need to carry one card in your wallet.
    • No matter where you shop, your TymeBank card will earn you bonus SmartShopper points every time you use it to pay.
    • We'll give you double SmartShopper points when you use your TymeBank card to swipe and pay at all Pick n Pay tills across South Africa.
  • wifi

    Low cost banking. Free WiFi

    • You can get free WiFi at all Pick n Pay and Boxer stores that have a TymeBank kiosk, which means you can download our SmartApp from the Google Play Store for free.

Frequently Asked Questions about the Everyday Account and answers

What are the transaction limits for each profile?

“Just met” profile – The combined maximum balance for your Everyday account and GoalSave(s) is R20 000. “Getting […]

Read this answer

What do I get on each profile?

“Just met” profile An EveryDay bank account Access to a powerful savings tool called GoalSave which […]

Read this answer

How do I check my balance?

You can check your balance via: Internet Banking, our SmartApp or by calling our Customer […]

Read this answer

* 6% interest from day 1, 7% after 30 days, 9% after 90 days. If you give 10 days’ notice after 90 days – you earn as much as 10%.
** The maximum amount you can add across your GoalSaves, depending on your profile limit.