Personal Loans

We can tell you’re going places and we can help you get there faster

A cash-flow boost when you need it most

Get out of a cash-jam, kickstart your dreams or buy some time to get your new business up and running with a Personal Loan from TymeBank.

personal loan for home renovations

Home renovations

A fixer-upper or maintenance? We will help you add value to your house

personal loan for cash emergencies

Unexpected expenses

Life has a habit of throwing curveballs. We can help you catch them

personal loan for a holiday

Holiday funding

Planning an escape or a laid back family trip? A personal loan can give you the break you deserve

What you get

Low monthly service fee
Pay only a R60 per month service fee

Personalised interest rate
Pay an interest rate anywhere from 13% up to a maximum of 25%

Instant access to your funds
Once approved, we pay the funds into your personal EveryDay account straight away

How to apply for a TymeBank Personal Loan


Fill in an application online or SMS your ID number to 34484. If it’s approved, you will need to complete the process at a TymeBank kiosk at a Pick n Pay or Boxer store. See the full list of where to find our kiosks here.

How it works

Apply for a personal loan

1. We get to know you better
Answer a few simple questions about yourself and your finances

Get a response to your personal loan application in 60 seconds

2. We give you an answer
We respond to your application in less than 60 seconds

send us 3 months bank statement

3. We ask for documents
Send us a 3 months’ bank statements to wrap up your application

wait for approval

4. Wait for approval
We let you know if your application is approved or not

finalise application

5. Finalise your application
Visit a TymeBank kiosk at a Pick n Pay or Boxer store to complete the contract and digitally sign the T&C’s

Open an EveryDay bank account online

6. Ensure you have an EveryDay account
You need to have an EveryDay account for us to add the funds to. Don’t have one? Open yours for free

Get your personal loan funds instantly

7. You get your money
We add the funds to your TymeBank personal EveryDay account. You can access the money using online banking, our banking app or withdraw it at any Pick n Pay or Boxer till point using your Visa debit card.

Frequently Asked Questions about Personal Loans

Do I need to pay the initiation fee upfront?

You can decide how you’d like to pay the fee. It can be paid upfront […]

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I applied for the wrong loan amount, how can I change this?

Once the loan is approved you won’t be able to change the amount you applied […]

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I submitted my bank statements, where in the process is my application?

If you haven’t heard back from us with an answer to your application within 24 […]

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