On my broke days I can feel it from the moment I wake up. My phone tells me I have insufficient funds and the mirror shows me I have insufficient funds. We've had to cut back on things like family outings. My next goal is having enough for my kids and me to do fun things together without money worries hanging over our heads.
It’s difficult to support my mother and raise my children, so I’ve had to seriously hustle when it comes to making my money last. I’m putting them first, which has required making many little adjustments to the way I live. My goal is to have a little bit of fat built in so I can also take better care of myself.
I’m all about personal growth and self-development. As for my financial status - I need serious motivation. Once my rent, car and credit cards are paid off, I don’t have money for food and petrol. Luckily my boyfriend lends me cash for hair and nails (a girl gotta look good). My goal is to pay off my debt and have the financial freedom to explore new opportunities.
Becoming a baker has meant a lot of adjustments! The cost of ingredients keeps rising and I've faced many unexpected expenses. My business can't grow if I have to wait for money to come in at the end of the month to buy ingredients. My plan is to save up so I can get out of this negative loop, bake stress-free and expand my business.
Covering my own college fees as well as helping my family out financially is tough, but I’ve put a few strategies in place to help me get through. I hate being broke – it’s such a downer! My goal is to finish my BA degree in business administration without debt, then I’ll be equipped to chase my dream career.
Working as a freelance actress, presenter and filmmaker for the last five years has shown me just how tough this business can be. Work is really unpredictable in this industry, so budgeting and saving is a challenge. My target is to get to a point where I cover my monthly car expenses so I can focus on growing my career.
Right now, despite working two jobs, even simple things like getting a pizza is a treat for us. As a father and husband it’s my duty to focus on the bigger things, but I dream of making millions with my own business. Paying off our home loan is my priority, so I’m learning how to save and not spend money without thinking.
I really love my job. Charities change the world and I feel like I am making a difference. Unexpected expenses weigh heavily on me and keep me from focusing on this important work. My goal is to have money saved up for when the kids need something extra for school or the car breaks. That would go a long way towards taking the load off!
I’m blessed to be the dad of an amazing five-year-old daughter and I take the responsibility of providing for her very seriously. On rainy days, my faith, self-belief and love for my daughter pulls me through. I’m passionate about making a difference in people’s lives, but for now I’m focused on saving for her education.
Working weekend jobs becomes the norm when you’re supporting a family. Don’t get me wrong though, I’m up for the challenge! I have no doubt that my eagerness, friendliness and passionate personality will bring me success one day. My goal is to be in a space where I can spoil the people I love most with a vacation somewhere beautiful.
My dream of being an actor had to be pushed to the side as my responsibilities grew. It’s still there, but right now I’m focusing on completing my business administration degree. My goal is to be promoted to management level in the next few years so all of my money is going into bettering my career prospects.
With my job, studies and baby girl to take care of, I’ve got a lot to balance. I’m not flush, but giving back and supporting others gives my life purpose. My goal is to set up an NGO that helps women and girls with basic necessities like sanitary towels. I know what it’s like not to have anything, so supporting others motivates me to be my best self.
It’s not easy to make a living as an artist, especially as a deep house DJ. My main source of income is from working at a community radio station in Kroonstad. In between, I have to take on free gigs to build a name for myself. Whatever money I have goes to my five-year-old daughter. My goal is to save enough for her school fees.
Being a mother comes with huge responsibilities as I spend most of my salary on school fees, transport and groceries. Learning how to budget a little better would help make my money last longer. Getting on top of my finances would help me to buy a car and have money leftover for my daughter and I to live a comfortable life and be debt-free.
Trying to make ends meet can be a real struggle, especially since I’m only working part-time. I’ve got a degree in film arts, but finding a job in the industry is tough so I do what I can working as a mascot in the meantime. I’ve got my eyes on my goals though so I’m saving to buy my own filming equipment to start creating and building my portfolio.
Even with two jobs I’m just not getting in enough money. I have to stretch my salary to the max just to cover the basics. The bulk of my money goes to my kids, but I want to start saving so I can go back to school and get a marketing diploma. It’s something I’m passionate about and I hope that it’ll open up doors for me.
Growing up I was never exposed to the type of money that I make now. My first salary was R7 000 a month, but now I make that much in an hour. It’s become too easy for me to just blow it all, which leaves me having to survive the month via some miracle. Becoming financially savvy would put me one step closer to owning my food truck and finally, a comedy club.
By mid-month I start seeing fires and flames in my bank account! It’s not that I don’t make enough money, it’s that I don’t spend it well. Money and me, we’re not in the same WhatsApp group. If we were, I’d be saving towards my goal of buying a car rather than blowing money on unnecessary things like this outfit. But it is nice, isn’t it?!
Sometimes it feels like I used up all my courage to start my business. Now that I need to face my financial situation I’m too afraid to really deal with it and my procrastination has a major impact on my business. I have great plans to expand my swimming school and the outreach work we do, but I can’t do that without savings.
My money goes towards supporting my son and the usual suspects like insurance, rent and groceries. I really need to catch up in terms of budgeting and saving money. My goal is to buy property – both as an investment and to create a home for my family. If I can achieve this, I’ll also be able to rest easy knowing that my son is provided for financially.
I know the cause of my money woes – I have an expensive hobby to keep up with! Collecting toys and figurines brings me joy, so I don’t want to give it up. The problem is that I impulsively buy them and then don’t have money left for the basics. My intention is to save up for this hobby and make considered purchases.
My salary doesn’t last because I’m a shopaholic. It’s a way to relieve stress, but clothes are my passion. Any money I have left over after covering the essentials like my car and house gets invested in my wardrobe. I work for a renowned fashion and costume designer and have big dreams of one day joining her fashion house.
Being the sole provider for twin girls is financially taxing, but they’re such a blessing. As a senior flight attendant, I’ve been training new flight crew for more than a decade. I love sharing my love for flying and dream of travelling with my girls. I don’t skimp on my babies, so I’m trying to save up enough to pay for their education and wanderlust.
It’s interesting to see how far you can stretch R100 over two weeks when that’s all you have left. Times are tough, but luckily I’ve got a sense of humour - and veggies hiding in my cupboard - to get me through. My long-term goal is to save enough to start my own film festival and mentor young filmmakers.
It’s challenging growing a business. My main expense is paying salaries but when work is tough, the people around me make all the difference. I love using my business as a means to help, and inspire, other women. I aspire to be better with financial planning and eventually be financially free, so I can help empower even more women!
Sometimes I enjoy life a bit too much and mess up my budget. Eating out is a serious culprit! I want to get my videography company out there and generate some extra income, but I know I need to take control of my spending. What gets me out of bed is knowing that every day I work gets me one step closer to financial freedom.
I face lots of challenges in my community tourism business, which I started at 18. I try save but there’s always something that needs to be paid for or repaired. The 27th is a stressful day for me, ‘cause I need to pay staff. When business struggles, it impacts my family’s well-being but it’s also so rewarding seeing my business grow. My goal is to see it flourish and bring a bike-sharing platform to SA.
I became a trainee plane mechanic by happy accident, but it sparked something in me! I now see myself becoming an inspector. It’s a challenge, which I love. The plan is to go back to school after completing the training – the only problem is that I have this love for shoes! My goal is to curb my spending so I can save and pursue my dream.
I work as a metallurgist and take care of my late brother’s children. I’m motivated to provide a more stable life for my family so getting on top of my finances will help me do that and juggle life’s unforeseen situations. Buying a house and things that are important, and having the freedom to drop the kids off at school is what I’m working towards.
I’ve worked my way from the bottom to become a flight paramedic. Managing my finances has always been a game of trial and error. I’m the type of person that puts others first, so money tends to come second to that. My plan is to save enough to travel (you’re only young once!) and be in a position where I can start my own business. I just need to stay focused.
As an assistant electrician, work is high risk but I can’t afford any injuries or off days. Paying for the car, school fees, fuel and ‘black tax’ seems to take it all sometimes. I don’t earn a lot, so I make ends meet in any way possible. I want to be settled with a house of my own and eventually, I’d love to take my daughter on a holiday!