EveryDay account holders with a profile status of “Getting to Know You” or “Good Friends” can simply activate or apply for MoreTyme via the TymeBank app (you can upgrade by visiting a kiosk at a Pick n Pay or Boxer Store near you or via the app).

Simply follow the prompts and you will be given all the information on your application right then and there.

1. Move your salary to your TymeBank account
2. Add more money to your Goalsave(s)
3. Use your EveryDay account as your primary account, by having your salary deposited into it. Find out how to do that here

There are no fees or interest charged. The price on the product is exactly what you pay for. However, if you miss a payment due to not having enough money in your account to cover the instalment, there will be a penalty fee of R65 and 2% interest charged on the total value of the purchase.

Step #1: Look out for MoreTyme at partner stores: Once you’re at a partner store, look out for the TymeBank MoreTyme stickers and signs on selected items. If you’re not sure, just ask a sales assistant.

Step #2: Create a MoreTyme payment voucher: When you’re ready to pay, login to your SmartApp account and tap “BUY”– a payment voucher for your full available to spend amount will appear on the screen. You’ll have 15 min to use it.

Step #3: Show the payment voucher to the teller: The teller will use the voucher to process the payment, and that’s it. Your first payment comes off straight away; and whatever you’ve bought is yours to take home.

Login to the app and go to your MoreTyme dashboard. You can find the most up to date list of our partnered retailers under the ‘Retailers’. It’s growing quickly so keep an eye on it regularly for updates.

Returns are subject to the store’s return policy. Please get in touch with the retailers if there is something wrong with the goods you purchased. Once a refund has been processed by the retailers, it will come through to us and we will make the appropriate adjustment to your payment plan. 

Yes. If you have bought an item using MoreTyme and have not reached your available to spend  limit you can buy another item and pay that off at the same time as the first item.

You don’t need to worry about that. You just need to make your first MoreTyme payment of 50% at the till point on the purchase date. Your next two instalments of 25% will be deducted from your account 30 days and then 60 days after the day of purchase. And don’t forget, you won’t pay a cent more than the original purchase price if you don’t miss a payment.

That’s the best part.

You take it home when you pay the initial 50% so you can enjoy it while you’re paying it off over the following 60 days.

Your MoreTyme spend limit is determined by the balance of your EveryDay account and how you use your account on a day-to-day basis. Each time you want to use MoreTyme to pay you just need to login into the app to see your updated MoreTyme limit.

Your limit may change, depending on how you’ve been using your EveryDay account. But remember, information on how much you will be able to spend will be available immediately, just log in to your app and apply for a MoreTyme payment.