Competition Terms & Conditions

1. Below are standard terms & conditions applicable to the 5 million customer competition (“Competition”)
2. The Competition open on the 4th of July and closes on the 13th of July 2022 at midnight (the “Competition Period”).
3. No employees of TymeBank, its suppliers, directors, agent, consultants, partners or related companies and their immediate family members or any other person who directly or indirectly controls or is controlled by the promoter, are eligible to enter this competition.
4. TymeBank customers who transact five (5) times within the Competition Period will stand a chance of being 1 of 10 winners to receive R5000 (five thousand rand) (the “Prize Money”) every day for 10 (ten) days. The 5 transactions should be any of the following:
   • MoreTyme
   • Card Swipes
   • SendMoney
   • Purchases: data, airtime, or electricity
   • Buy Vouchers
5. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically disqualified and you will forfeit the Prize Money (in the event that you have already won the Prize Money).
6. By transacting 5 times as mentioned in paragraph 3 above, you will be automatically entered into the draw. You may only win once.
7. Winners will be chosen randomly. The judges’ decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
8. Your entry into the competition and/or your acceptance of the Prize Money constitutes your binding acceptance of the terms and conditions on behalf of yourself.
9. Entries reflected on TymeBank’s records will be treated as the only validation source and will be the only evidence of successful entries.
10. The Prize Money will be paid to the winner’s TymeBank account within 2 business days from the date that the winner has been contacted and provided TymeBank with the necessary information to process the winning.
11. The Prize Money is not negotiable or transferable and may not be deferred, changed, or exchanged for any other item or cash.
12. The Prize Money winners will be asked to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable. Winners have the right to decline consent or participation in the marketing and promotional activities.
13. If we are unable to contact a winner within 5 days, the winner will forfeit the Prize Money and we reserve the right to re-draw a new winner under the same conditions.
14. We may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm, and facilitate your acceptance of the Prize Money. If you refuse to provide us with the requested information or documentation within 2 (two months), you will forfeit the Prize Money.
15. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
16. It is your responsibility to ensure that any information which you provide to us is accurate, complete, and up to date. Should any of the data provided by yourself in connection with this Competition prove to be invalid, inaccurate, false, or misleading, your entry shall be disregarded.
17. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.
18. We do not make any representations or give any warranties, whether expressly or implicitly, as to the Prize Money, and in particular, but without limitation, make no representations and give no warranty that your entry or participation in the competition will necessarily result in you winning the Prize Money.
19. We reserve the right to vary, postpone, suspend, or cancel the competition and any Prize Money, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension, or cancellation, you agree to waive any rights, interests, and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us and our affiliates. You may not win the Prize Money if it is unlawful for us to supply such the Prize Money to you.
20. We and our affiliates will not be responsible for any harm, damage, loss, or claim relating to the provision of any element of the Prize Money or any changes to the Prize Money that may be made at any time.
21. You agree that your participation in the competition, and your acceptance and/or use of the Prize Money, or any aspect thereof, is at your own risk.
22. These terms and conditions will be construed, interpreted, and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
23. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the
    Prize Money/s (in the event that you have won the Prize Money).

IMPORTANT NOTICE

Beware of fake notifications and calls that say you’ve won:

• Winners will be announced on TymeBank’s official social media platforms (Facebook and Twitter).
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver the Prize Money.
• If anyone phones to say you’ve won the Prize Money in a competition, make sure you’ve entered or participated in it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account with TymeBank.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

Below are the standard terms & conditions applicable to the TymeBank’s #CashCleva Twitter Spaces Competition.

1. Entries open on 29 June and closes on the 04 th July 2022 at 5pm.
2. No employees of TymeBank, its suppliers, directors, agent, consultants, partners or related companies and their immediate family members or any other person who directly or indirectly controls or is controlled by the promoter, are eligible to enter this competition.
3. Up to R4 000 will be shared equally amongst 2 winners who will join the TymeBank Twitter Spaces on 29 June at 10am – 11am.
4. A further R10 000 will be shared equally amongst 5 winners who will go to the TymeBank App, take a screenshot of one of the 3 TymeHealth covers, share it on Twitter or Facebook and tag @tymebankza.
5. If the winner isn’t a TymeBank customer, they will get a chance to open the account as the money will not be transferred to any competitor banks. Prizes will only be paid into the winner’s TymeBank EveryDay Account.
6. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically disqualified and you will forfeit the prize/s (in the event that you have already won a prize).
7. You may only enter and win once.
8. Winners will be chosen randomly.
9. Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself.
10. Entries reflected on TymeBank’s records will be treated as the only validation source and will be the only evidence of successful entries.
11. The prize money will be paid to the winner within 2 business days from the date that the winner has been contacted and provided TymeBank with the necessary information to process the prize.
12. The prizes are not negotiable or transferable.
13. Prizes may not be deferred, changed or exchanged for cash or any other item.
14. The prize winners will be asked to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable. Winners have the right to decline consent or participation in the marketing and promotional activities.
15. If we are unable to contact a winner within 5 days, the winner will forfeit the prize and we reserve the right to re-draw a new winner under the same conditions.
16. We may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
17. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
18. It is your responsibility to ensure that any information which you provide to us is accurate, complete and up to date. Should any of the data provided by yourself in connection with this Competition prove to be invalid, inaccurate, false or misleading, your entry shall be disregarded.
19. The judges’ decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
20. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.
21. We do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that your entry or participation in the competition will necessarily result in you winning a prize.
22. We reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us and our affiliates. You may not win a prize if it is unlawful for us to supply such a prize to you.
23. We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
24. You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
25. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
26. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the event that you have won a prize).

IMPORTANT NOTICE

Beware of fake notifications and calls that say you’ve won:

• Winners will be announced on TymeBank’s official social media platforms (Facebook and Twitter).
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize.
• If anyone phones to say you’ve won a prize in a competition, make sure you’ve entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account with TymeBank.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

1. Campaign dates are from 1 June 2022 until 30 July 2022.
2. TymeBank may at any point without notice vary, suspend, or terminate this campaign.
3. Only TymeBank customers who are invited to participate in the campaign will stand a chance of being awarded airtime or data, provided that the invited TymeBank customer duly follows all of the instructions set out in the invitation to participate.
4. Customers that have not been invited to participate in the campaign do not stand a chance of being awarded airtime or data.
5. Airtime or data awarded may not be, deferred, changed, or redeemed for cash or any other item at any time.
6. The airtime or data awarded is not negotiable.
7. Additional costs incurred cannot be claimed back from TymeBank, data is based on the single download of the TymeBank App from the various stores and does not include physical data utilised to transact.
8. No dispute will be entered into and the decision of awarding airtime or data to a customer remains at the discretion of TymeBank and its management team.
9. Awarded airtime or data will be automatically preloaded onto the cellphone number linked to the customer TymeBank account profile. If the cellphone number is NOT on prepaid, the customer will be contacted directly and provided with an airtime or data voucher number.
10. Airtime or data rewards are based on the following transactions, subject to the discretion of TymeBank and its management team:
    • the customer will be rewarded with either 200MB or 500MB of Data for downloading the App for the first-time successful activation of their Tymebank account.
    • In order to activate your TymeBank account, the user must have the TymeBank App installed on their device and deposit funds into their account via the Add Money functionality, EFT from another Bank into their account or Cash Deposit at a Pick n Pay Boxer Till Point.
11. It is the customer's responsibility to ensure that the cellphone number linked to the customer TymeBank account profile is accurate.
12. No dispute will be entered into should profile account number not match the customer current cellphone number.
13. Data and airtime is not transferrable to any other number. It can only be used on the number linked to the customers TymeBank account profile.
14. Should the customer mobile device not be capable of downloading the TymeBank App then the airtime reward cannot be awarded.
15. If you fail to comply with any of these terms and conditions, you will not be eligible to enter the campaign and will be automatically disqualified from being awarded airtime or data and will forfeit the airtime awarded (in the event that you have been awarded airtime).
16. You only have one valid entry and may only win once. For the sake of clarity, if you have entered and won either airtime or data, you make not enter the campaign again.
17. By participating in this campaign, you acknowledge that you have read, understood, and accept these terms and conditions.
18. TymeBank records will be treated as the only validation source and will be the only evidence of your participation in the campaign.
19. You authorise and consent to TymeBank using and processing your personal information for the purposes of conducting this campaign in compliance with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013.
20. This campaign is conducted in terms of the applicable privacy laws and TymeBank Privacy Policy which is available on the TymeBank website (www.tymebank.co.za).
21. It is your responsibility to ensure that your cell phone number on record is accurate, complete, and up to date.
22. Should your cell phone number be invalid or inaccurate you will not receive the airtime or data that have been awarded to you.
23. TymeBank is not liable for any loss or damages that may occur as a result of participating in the campaign.
24. We or our affiliates will not be responsible for any harm, damage, loss, or claim relating to the provision of any element of the airtime awarded or any changes to a reward that may be made at any time.
25. Subject to the applicable laws, we reserve the right to vary, postpone, suspend, or cancel the campaign and any rewards, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension, or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this campaign and acknowledge that you will have no recourse against us and our affiliates.
26. You agree that your participation in the campaign, and your acceptance and/or use of the airtime reward or any aspect thereof, is at your own risk.
27. These terms and conditions will be construed, interpreted, and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.

Below are the standard terms & conditions applicable to TymeBank’s #CashCleva Twitter Spaces Competition.

1. Entries open on 25 May to 30 May 2022 at 5pm.
2. No employees of TymeBank, its suppliers, directors, agent, consultants, partners or related companies and their immediate family members or any other person who directly or indirectly controls or is controlled by the promoter, are eligible to enter this competition.
3. Up to R4 000 will be shared equally amongst 2 winners who will join the TymeBank Twitter Spaces on 25 May 2022 from 10am - 11am. They should give a tip on how to protect themselves from scammers, share it on Twitter and tag @tymebankza. The winners will be announced at the end of the Twitter Spaces.
4. A further R10 000 will be shared equally amongst 5 winners who will give a tip on how to protect themselves from scammers, share it on Twitter and tag @tymebankza.
5. If the winner isn’t a TymeBank customer, they will get a chance to open the account as the money will not be transferred to any competitor banks. Prizes will only be paid into the winner’s TymeBank EveryDay Account.
6. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically disqualified and you will forfeit the prize/s (in the event that you have already won a prize).
7. You may only enter and win once.
8. Winners will be chosen randomly.
9. Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself.
10. Entries reflected on TymeBank’s records will be treated as the only validation source and will be the only evidence of successful entries.
11. The prize money will be paid to the winner within 2 business days from the date that the winner has been contacted and provided TymeBank with the necessary information to process the prize.
12. The prizes are not negotiable or transferable.
13. Prizes may not be deferred, changed or exchanged for cash or any other item.
14. The prize winners will be asked to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable. Winners have the right to decline consent or participation in the marketing and promotional activities.
15. If we are unable to contact a winner within 5 days, the winner will forfeit the prize and we reserve the right to re-draw a new winner under the same conditions.
16. We may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
17. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
18. It is your responsibility to ensure that any information which you provide to us is accurate, complete and up to date. Should any of the data provided by yourself in connection with this Competition prove to be invalid, inaccurate, false or misleading, your entry shall be disregarded.
19. The judges’ decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
20. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.
21. We do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that your entry or participation in the competition will necessarily result in you winning a prize.
22. We reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us and our affiliates. You may not win a prize if it is unlawful for us to supply such a prize to you.
23. We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
24. You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
25. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
26. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the event that you have won a prize).

IMPORTANT NOTICE
Beware of fake notifications and calls that say you’ve won:

• Winners will be announced on TymeBank’s official social media platforms (Facebook and Twitter).
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize.
• If anyone phones to say you’ve won a prize in a competition, make sure you’ve entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account with TymeBank.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

Below are the standard terms & conditions applicable to the TymeBank’s MoreTyme Trial Competition.

1. Entries open on 21 March 2022 and closes on 30 April 2022 at 5pm.
2. No employees of TymeBank, its suppliers, directors, agent, consultants, partners or related companies and their immediate family members or any other person who directly or indirectly controls or is controlled by the promoter, are eligible to enter this competition.
3. Buy using MoreTyme between the 21st March – 8 April and stand a chance to win your share of up to R16 000 to pay off the remainder of your MoreTyme balance. Winnings will be limited to R2 000 per customer.
4. As part of the competition, all winners must have the TymeBank account, as the prizes will only be paid into the winner’s TymeBank EveryDay Account.
5. If you fail to comply with any of the terms and conditions, you will not be eligible to enter the competition and will be automatically disqualified and forfeit any prize/s (in the event that you have already won a prize).
6. You only have one valid entry and may only win once. For the sake of clarity, if you have entered and won a prize, you make not enter the competition again.
7. Winners will be chosen randomly.
8. By entering into this competition, you acknowledge that you have read and accept these terms and conditions.
9. Entries reflected on TymeBank’s records will be treated as the only validation source and will be the only evidence of successful entries.
10. The prize money will be paid to the winner within 2 business days from the date that the winner has been contacted and provided TymeBank with the necessary information to process the prize.
11. The prizes are not negotiable or transferable.
12. Prizes may not be deferred, changed or exchanged for cash or any other item.
13. The prize winners will only participate in the marketing activities if they expressly consent to participate in such. And if they consent to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable.
14. If we are unable to contact a winner within 5 days, the winner will forfeit the prize and we reserve the right to re-draw a new winner under the same conditions.
15. We may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
16. You consent to TymeBank using and processing your personal information for the conducting this competition and will complete the requirements under the Consumer Protections Act and the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank’s website.
17. It is your responsibility to ensure that any information which you provide to us is accurate, complete and up to date. Should any of the data provided by yourself in connection with this Competition prove to be invalid, inaccurate, false or misleading, your entry shall be disregarded.
18. The judges’ decision regarding the winners is final, and no dispute will be raised regarding the decision.
19. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.
20. We do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that your entry or participation in the competition will necessarily result in you winning a prize.
21. We reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us and our affiliates. You may not win a prize if it is unlawful for us to supply such a prize to you.
22. We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
23. You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
24. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
25.  If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the event that you have won a prize).

IMPORTANT NOTICE

• Beware of fake notifications and calls that say you’ve won:
  Winners will be announced on TymeBank’s official social media platforms (Facebook and Twitter).
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize.
• If anyone phones to say you’ve won a prize in a competition, make sure you’ve entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account with TymeBank.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

Below are the standard terms & conditions applicable to the TymeBank’s #CashCleva Twitter Spaces Competition.

1. Entries open on 23 March 2022 and closes on 28 March 2022 at 5pm.
2. No employees of TymeBank, its suppliers, directors, agent, consultants, partners or related companies and their immediate family members or any other person who directly or indirectly controls or is controlled by the promoter, are eligible to enter this competition.
3. Up to R4 000 will be shared equally amongst 2 winners who will join the TymeBank Twitter Spaces on 23 March at 10am – 11:30am. They should mention a store where they can pay using MoreTyme, share it on Twitter and tag @tymebankza. The winners will be announced at the end of the Twitter Spaces.
4. A further R10 000 will be shared equally amongst 5 winners who will mention a store where they can pay using MoreTyme, share it on Twitter and tag @tymebankza.
5. If you fail to comply with any of the terms and conditions, you will not be eligible to enter the competition and will be automatically disqualified and forfeit any prize/s (in the event that you have already won a prize).
6. You only have one valid entry and may only win once. For the sake of clarity, if you have entered and won a prize, you make not enter the competition again.
7. Winners will be chosen randomly.
8. By entering into this competition, you acknowledge that you have read and accept these terms and conditions.
9. Entries reflected on TymeBank’s records will be treated as the only validation source and will be the only evidence of successful entries.
   The prize money will be paid to the winner within 2 business days from the date that the winner has been contacted and provided TymeBank with the necessary information to process the prize.
10. The prizes are not negotiable or transferable.
11. Prizes may not be deferred, changed or exchanged for cash or any other item.
12. The prize winners will only participate in the marketing activities if they expressly consent to participate in such. And if they consent to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable.
13. If we are unable to contact a winner within 5 days, the winner will forfeit the prize and we reserve the right to re-draw a new winner under the same conditions.
14. We may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
15. You consent to TymeBank using and processing your personal information for the conducting this competition and will complete the requirements under the Consumer Protections Act and the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank’s website.
16. It is your responsibility to ensure that any information which you provide to us is accurate, complete and up to date. Should any of the data provided by yourself in connection with this Competition prove to be invalid, inaccurate, false or misleading, your entry shall be disregarded.
17. The judges’ decision regarding the winners is final, and no dispute will be will be raised regarding the decision.
18. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.
19. We do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that your entry or participation in the competition will necessarily result in you winning a prize.
20. We reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us and our affiliates. You may not win a prize if it is unlawful for us to supply such a prize to you.
21. We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
22. You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
23. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
24. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the event that you have won a prize).

IMPORTANT NOTICE

Beware of fake notifications and calls that say you’ve won:
• Winners will be announced on TymeBank’s official social media platforms (Facebook and Twitter).
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize.
• If anyone phones to say you’ve won a prize in a competition, make sure you’ve entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account with TymeBank.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

Campaign dates are from 25 February 2022 until 25 March 2022.

• TymeBank may at any point without notice vary, suspend or terminate this campaign.
• Only TymeBank customers who are invited to participate in the campaign will stand a chance of being awarded airtime or data, provided that the invited TymeBank customer duly follows all of the instructions set out in the invitation to participate.
• Customers that have not been invited to participate in the campaign do not stand a chance of being awarded airtime or data.
• Airtime or data awarded may not be, deferred, changed or redeemed for cash or any other item at any time. The airtime or data awarded is not negotiable.
• Additional costs incurred cannot be claimed back from TymeBank, data is based on the single download of the TymeBank App (“App”) from the various stores and does not include physical data utilised to transact.
• No dispute will be entered into and the decision of awarding airtime or data to a customer remains at the discretion of TymeBank and its management team.
• Awarded airtime or data will be automatically preloaded onto the cellphone number linked to the customer’s TymeBank account profile.
• If the cellphone number is NOT on prepaid, the customer will be contacted directly and provided with an airtime or data voucher number.
• Airtime or data rewards are based on the following transactions, subject to the discretion of TymeBank and its management team:the customer will be rewarded with 100MB of Data for downloading the App for the first time and successfully LINKING of their Tymebank account to the downloaded App; and/or the customer will be rewarded R10.00 worth of airtime or 100MB Data for purchasing airtime or electricity for the first time using the App.
• It is the customer's responsibility to ensure that the cellphone number linked to the customer’s TymeBank account profile is accurate.
• No dispute will be entered into should profile account number not match the customer’s current cellphone number.
• Data and airtime is not transferrable to any other number. It can only be used on the number linked to the customer’s TymeBank account profile.
• Should the customer’s mobile device not be capable of downloading the TymeBank App then the airtime reward cannot be awarded.
• If you fail to comply with any of the terms and conditions provided for herein, then without prejudice to any other remedy which we may have, you will automatically be disqualified from being awarded airtime or data.
• You will only be awarded with airtime or data once.
• By participating in this campaign, you acknowledge that you have read, understood and accept these terms and conditions.
• TymeBank’s records will be treated as the only validation source and will be the only evidence of your participation in the campaign.
• You authorise and consent to TymeBank using and processing your personal information for the purposes of conducting this campaign in compliance with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013.
• This campaign is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website (www.tymebank.co.za).
• It is your responsibility to ensure that your cell phone number on record is accurate, complete and up to date.
• Should your cell phone number be invalid or inaccurate you will not receive the airtime or data that have been awarded to you.
• TymeBank is not liable for any loss or damages that may occur as a result of participating in the campaign.
• We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of the airtime awarded or any changes to a reward that may be made at any time.
• Subject to the applicable laws, we reserve the right to vary, postpone, suspend, or cancel the campaign and any rewards, or any aspect thereof, without notice at any time, for any reason which we deem necessary.
• In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this campaign and acknowledge that you will have no recourse against us and our affiliates.
• You agree that your participation in the campaign, and your acceptance and/or use of the airtime reward or any aspect thereof, is at your own risk.
• These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
• If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the airtime awarded (in the event that you have been awarded airtime).

Below are the standard terms & conditions applicable to the TymeAdvance Competition.

• Entries open on 4 February 2022 and closes on 28 February 2022 at 5pm.
• Only CSG Security employees are eligible to enter this competition.
• As one of the first users of TymeAdvance,  we’re giving you a chance to win R1,000. All you need to do is follow these 3 easy steps:
  • Post a message in the WhatsApp groups you’re in with other CSG Security Employees and tell them about TymeAdvance.
  • Take a screenshot of your post, blackout all names and surnames other than you name and surname that appear on the screenshot and send it back to us.
  • Don’t forget to include the image when you share.
• Your entry into the competition constitutes your binding acceptance of the terms and conditions on behalf of yourself.
• The winner will be selected by random draw. The winner will be announced by 4 March.
• Entries reflected on TymeBank’s records will be treated as the only validation source and will be the only evidence of successful entries.
• The judges’ decision regarding the winners is final, and no correspondence will be entered into regarding the decision
• The prize will be paid to the winner within 2 business days from the date that the winner has been contacted.
• The prizes are not negotiable or transferable.
• Prizes may not be deferred, changed or exchanged for cash or any other item.
• The prize winners will be asked to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable. Winners have the right to decline consent or participation in the marketing and promotional activities.
• If we are unable to contact a winner within 5 days, the winner will forfeit the prize and we reserve the right to re-draw a new winner under the same conditions.
• We may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
• Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
• TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.
• We do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that your entry or participation in the competition will necessarily result in you winning a prize.
• We reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us and our affiliates. You may not win a prize if it is unlawful for us to supply such a prize to you.
• We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
• You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
• These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
•  If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the event that you have won a prize).

Below are the standard terms & conditions applicable to the TymeBank’s #CashCleva Twitter Spaces Competition.

• Entries open on 23 February 2022 and closes on 28 February 2022 at 5pm.
• No employees of TymeBank, its suppliers, directors, agent, consultants, partners or related companies and their immediate family members or any other person who directly or indirectly controls or is controlled by the promoter, are eligible to enter this competition.
• Up to R4 000 will be shared equally amongst 2 winners who will join the TymeBank Twitter Spaces on 23 February at 10am – 11:30am. They should take a screenshot of the GoalSave interest, share it on Twitter and tag @tymebankza. The winners will be announced at the end of the Twitter Spaces.
• A further R10 000 will be shared equally amongst 5 winners who will take a screenshot of the GoalSave interest, share it on Twitter and tag @tymebankza.
• If the winner isn’t a TymeBank customer, they will get a chance to open the account as the money will not be transferred to any competitor banks. Prizes will only be paid into the winner’s TymeBank EveryDay Account.
• If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the event that you have already won a prize).
• You may only enter and win once.
• Winners will be chosen randomly.
• Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself.
• Entries reflected on TymeBank’s records will be treated as the only validation source and will be the only evidence of successful entries.
• The prize money will be paid to the winner within 2 business days from the date that the winner has been contacted and provided TymeBank with the necessary information to process the prize.
• The prizes are not negotiable or transferable.
• Prizes may not be deferred, changed or exchanged for cash or any other item.
• The prize winners will be asked to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable. Winners have the right to decline consent or participation in the marketing and promotional activities.
• If we are unable to contact a winner within 5 days, the winner will forfeit the prize and we reserve the right to re-draw a new winner under the same conditions.
• We may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
• Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
• It is your responsibility to ensure that any information which you provide to us is accurate, complete and up to date. Should any of the data provided by yourself in connection with this Competition prove to be invalid, inaccurate, false or misleading, your entry shall be disregarded.
• The judges’ decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
• TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.
• We do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that your entry or participation in the competition will necessarily result in you winning a prize.
• We reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us and our affiliates. You may not win a prize if it is unlawful for us to supply such a prize to you.
• We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
• You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
• These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
•  If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the event that you have won a prize).

IMPORTANT NOTICE
Beware of fake notifications and calls that say you’ve won:

• Winners will be announced on TymeBank’s official social media platforms (Facebook and Twitter).
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize.
• If anyone phones to say you’ve won a prize in a competition, make sure you’ve entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account with TymeBank.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

• Initiative: Drive App Downloads and MoreTyme usage.
• Campaign Date: 3 December 2021 – 10 December 2021
• Prize: R5000 Winner DOUBLE if the customer is TymeBanked (R10 000)

TymeBank South Africa together with Gagasi FM will be hosting a specific campaign drive around promoting MoreTyme which is available via the various Banking Apps.

Entry Mechanism Gagasi FM Specific

1. The entry mechanism requires that the listeners visit the Gagasi FM App post hearing the radio slot. The app will house campaign specific entry information relating to the competition.
2. The listener will be required to SMS the word Tyme as well as their name and the MoreTyme fact of the day to 37942.
3. The radio station will be drawing a winner that adheres to the requirements on a random basis.
4. The winner will receive 50% of the prize value on being successfully drawn. For the user to double their winning opportunity they will be required to have a valid TymeBank banking account.
5. SMS Cost of R1.50 is applied to all SMSes

Generic Terms & Conditions

1. How will the draw be carried out?
   • As this competition is being run by the various radio stations, the process and audit process will sit with the broadcaster and their independent audit process.
2. How long will it take to receive my winnings
   • On successful validation, TymeBank reserves the right to make payment within a 7-day period of the winner being announced.
3. What if I do not bank with TymeBank
   • To receive the full prize value, the winner must bank with TymeBank South Africa and the account must be a valid account.
   • Should the winner not have a valid TymeBank account, only 50% of the prize winnings will be awarded.
4. What happens to my data that I submitted to the short code
   • The data submitted to the short code is not passed on or stored by TymeBank but rather sits with the radio station.
5. Prize money cannot be redeemed in any other form or currency. The Pprize is not negotiable or transferable.
6. TymeBank reserves the right to terminate and/or postpone the campaign without any warning.
7. The prize winners will be asked to be part of marketing and promotional activities, including social media posts. Winners have the right to decline consent or participation in the marketing and promotional activities.
8. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
9. The decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
10. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.

GAGASI COMPETITION T&Cs

https://gagasiworld.co.za/competition-terms-and-conditions

By entering the competition and/or accepting any prize (if you are a winner), you agree to be bound by these terms and conditions.

The promoter of the competition is Gagasi FM

You are not eligible to participate in competition if –
a. You are a director, member, partner, employee, agent or consultant of Gagasi FM, its affiliates or any other person who supplies goods or services in connection with the competition;
b. You are a spouse, life partner, parent, child or sibling (whether natural or adopted), business partner or associate of the persons specified in 3.1 above;
c. A member of your household won a prize in a competition conducted by Gagasi FM in the past (3) three months;
d. Unless otherwise stipulated, you are below the age of 18 (eighteen)years at the time of entering the competition.

Gagasi FM may limit the number of times that you may enter the competition.

It is your responsibility to ensure that all the information which you provide to Gagsi FM is complete, accurate and up to date. No entry is valid until the validation process determined by Gagasi FM has taken place.

Any entries received after the closure of the competition will not be eligible to participate in the competition, regardless of the reason for the late entry. Gagasi FM is not liable for any technical failure that may result in an entry not being successfully submitted.

The outcome of the competition is subject to the competition’s specific terms and conditions as well as Gagasi general competiotion rules. The decision of the auditor, or judge, or presenter or organizer of the competition is final, and no negotiations and or correspondence will be entered into after the fact.

Participants in the competition enter and/or accept prizes (if they are the winner) at their own risk. By entering the competition and/or accepting any prize, the participants and winners hereby indemnify, release and hold harmless Gagasi FM and its affiliates from and against any actions, claims and/or liability for injury, loss or damage of any kind resulting in whole or in part, directly or indirectly, from participation in the competition, and/or the use, acceptance or possession of a prize by the winner and/or any person with whom the winner shares that prize, and/or participation (or non-participation) in a prize-related activity.

For purposes hereof, “affiliate” means our partners, co promoters and sponsors of this competition, our and their subsidiaries and respective holding companies, the subsidiaries of their holding companies, and our and their directors, officers, employees, agents and representatives.

Any prize is accepted by a winner at his/her own risk and Gagasi FM and its affiliates are not liable, at any time, for any defect in the prizes. However, should any prize be defective, Gagasi FM will provide the contact details of the supplier of prizes to the winner.

All prizes must be claimed within 2 (two) months of the announcement of winners on air or on Gagasi FM’s website. Prizes not claimed within this period will be forfeited.

Depending on the nature of the competition and the prize, Gagasi FM will endeavour to have the prize ready for the winner’s collection within (4) four weeks of the winner announcement.

The prizes are not transferable and may not be exchanged or redeemed for cash or any other item.

If you win a prize and the possession and/or use of that prize is subject to regulations or authorisation, you must possess whatever documents and permission/authorisation that are required in order to accept and use a prize and such documents, permission or authorisation must remain valid for the duration of the use of the prize. It is your responsibility to obtain those documents, permission or authorisation, which will be at your own cost.

You may not win a prize if it is unlawful or against the promotional competition terms and conditions for us to supply that prize to you. If you do win such a prize, you will forfeit it.

Where a DJ conducts a competition that is not a Gagasi competition and the prize will be paid for by the DJ himself, Gagasi accepts no responsibility for the fulfilment of the competition and the reward attached to the competition.

If you win a prize, you consent to:
a. The publishing or distribution of your name and certain details by Gagasi Radio;
b. Within reason and with prior notice and acceptance, the use your image in marketing material;
c. Subject to your prior acceptance, participate in Gagasi Radio’s marketing activities; without remuneration due to you from Gagasi Radio.

Gagasi Radio will not be held liable for any injury, loss or damage of any kind resulting in whole or in part, directly or indirectly, from the publication of your name, details and/or image and your participation in Gagasi Radio’s marketing activities.

Subject to the clause 18 of the terms and conditions, Gagasi Radio will not disclose any of the participant’s personal information to third parties without that participant’s permission.

By participating in this competition, you authorize Gagasi Radio to use your personal information to communicate with you from time to time. You may indicate if you do not wish to receive such communications from Gagasi Radio.

If you or any person with whom you share the prize (if you are the winner), fail to comply with any of these terms and conditions, then without prejudice to any other remedy which Gagasi Radio may have, –
a. you will be automatically disqualified from the competition;
b. if you have won a prize, you will forfeit that prize;
c. you will pay Gagasi Radio for any loss or damage incurred by them, directly or indirectly, as a result of the non-compliance, including all of legal costs which they may incur in taking any steps pursuant to the non-compliance.

• Initiative: Drive App Downloads and MoreTyme usage.
• Campaign Date: 6 December 2021 – 17 December 2021
• Prize: R3500 Per Winner Each (10 Winners in Total | R35 000 Grand Total Prize)

TymeBank South Africa together Jacaranda FM will be hosting a specific campaign drive around promoting MoreTyme which is available via the various Banking Apps.

Entry Mechanism Jacaranda FM Specific

1. The listener will be required to SMS the word Tyme as well as their name and MoreTyme fact of the day to 37942.
2. The radio station will be drawing a winner that adheres to the requirements on a random basis.
3. The winner will receive 50% of the prize value on being successfully drawn. For the user to double their winning opportunity they will be required to have a valid TymeBank banking account.
4. SMS Cost of R1.50 is applied to all SMSes
5. How will the draw be carried out?
   • As this competition is being run by the various radio stations, the process and audit process will sit with the broadcaster and their independent audit process.
6. How long will it take to receive my winnings
   • On successful validation, TymeBank reserves the right to make payment within a 7-day period of the winner being announced.
7. What if I do not bank with TymeBank
   • To receive the full prize value, the winner must bank with TymeBank South Africa and the account must be a valid account.
   • Should the winner not have a valid TymeBank account, only 50% of the prize winnings will be awarded.
8. What happens to my data that I submitted to the short code
   • The data submitted to the short code is not passed on or stored by TymeBank but rather sits with the radio station.
9. Prize money cannot be redeemed in any other form or currency. The Prize is not negotiable or transferable.
10. TymeBank reserves the right to terminate and/or postpone the campaign without any warning.
11. The prize winners will be asked to be part of marketing and promotional activities, including social media posts. Winners have the right to decline consent or participation in the marketing and promotional activities.
12. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
13. The decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
14. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.

1. Campaign dates are from 16 November 2021 until 30 November 2021.
2. TymeBank can at any point without notice terminate this campaign.
3. All TymeBank customers that are invited to participate in the campaign will stand a chance of being awarded airtime should the customer duly follow the instructions received from TymeBank.
4. Customers that have not been invited to participate in the campaign will not be awarded airtime.
5. Airtime awarded may not be, deferred, changed or redeemed for cash or any other item.
6. Airtime awarded is not negotiable. · Additional cost incurred cannot be claimed back from TymeBank, data is based on the single download of the TymeBank App (“App”) from the various stores and does not include physical data utilised to transact.
7. No dispute will be entered into and the decision of awarding airtime to a customer remains the discretion of TymeBank and its management team.
8. If a customer is awarded airtime and are NOT on prepaid, a customer will be contacted directly and supplied with a voucher number as this cannot be preloaded onto the dedicated number.
9. Customers on prepaid will automatically be topped up with the airtime reward.
10. Airtime rewards are based on the following transactions:
    • First time download of the App and successful LINKING of account
      • Reward = 100MB of Data
    • Performing an airtime or electricity transaction for the first time using the APP
      • Reward = R10 Airtime or 100MB Data
11. It is the customers responsibility to ensure that the contact number loaded on the customer’s account profile is accurate. No dispute will be entered into should profile account number not match the customer’s current number.
12. Data and airtime not transferrable to any other number. It can only be used on the number attached to the customer’s profile on record.
13. Should your mobile device not be capable of downloading the TymeBank application then the airtime reward cannot be awarded.
14. If you fail to comply with any of the terms and conditions provided for herein, then without prejudice to any other remedy which we may have, you will automatically be disqualified from being awarded airtime.
15. You will only be awarded with airtime once.
16. Your participation in the campaign constitutes your binding acceptance of the terms and conditions.
17. TymeBank’s records will be treated as the only validation source and will be the only evidence of your participation in the campaign.
18. You authorise TymeBank to use and process your personal information for the purposes of conducting this campaign and to comply with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013. This campaign is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
19. It is your responsibility to ensure that your cell phone number on record is accurate, complete and up to date. Should your cell phone number be invalid or inaccurate you will not receive the airtime that have been awarded to you.
20. TymeBank is not liable for any loss or damages that may occur as a result of participating in the campaign.
21. We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of the airtime awarded or any changes to a reward that may be made at any time.
22. We reserve the right to vary, postpone, suspend, or cancel the campaign and any rewards, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this campaign and acknowledge that you will have no recourse against us and our affiliates.
23. You agree that your participation in the campaign, and your acceptance and/or use of the airtime reward or any aspect thereof, is at your own risk.
24. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
25. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the airtime awarded (in the event that you have been awarded airtime).

1. TERMS AND CONDITIONS
   1. The promoter to this competition is Pick n Pay Retailers Pty Ltd (“Pick n Pay”) (registration number: 1973/004739/07) a company incorporated in the Republic of South Africa and having its registered address at 101 Rosmead Avenue, Kenilworth, 7708.
   2. The affiliate to this competition is TymeBank Limited (“TymeBank”) (registration number: 2015/231510/06).
   3. All persons entering the Pick n Pay Smart Shopper Competition ("the competition") ("the entrants") agree that the competition rules as set out in these terms and conditions are binding on them. A copy of these terms and conditions is available at www.pnp.co.za.
2. IMPORTANT NOTICE
   1. These terms and conditions and competition rules contain certain terms and conditions which appear in similar text style to this clause and which:
      1. may limit the risk or liability of the promoter or a third party; and/or
      2. may create risk or liability for the entrant; and/or
      3. may compel the entrant to indemnify the promoter or a third party; and/or
      4. serves as an acknowledgement, by the entrant, of a fact.
      5. the entrant cannot be a juristic entity and must be an individual;
   2. The entrant's attention is drawn to these terms and conditions because they are important and should be carefully noted.
   3. Nothing in these terms and conditions is intended to, or must be understood to, unlawfully restrict, limit or avoid any rights or obligations, as the case may be, created for either the entrant or the promoter in terms of the Consumer Protection Act, 68 of 2008 ("the CPA").
   4. The entrant acknowledges that by submitting his or her entry to the competition he/she has been given an appropriate opportunity to first read these terms and conditions before entering and the he/she understands and agrees to the terms and conditions.
   5. All participants to this competition participate entirely at their own risk.  By reading and accepting these terms and conditions, the entrant gives consent to these risks and hereby indemnifies and holds harmless the promoters Pick n Pay Stores Limited and all entities in the Pick n Pay group; their directors, employees and agents of any and all liability pertaining to any damage, cost, injuries and losses of whatever nature sustained as a result of their participation in the competition and related events and activities, save where such damage, cost, injuries and losses are sustained as a result of the gross negligence or wilful misconduct of any indemnified party.
3. RULES OF THE COMPETITION
   1. This competition starts on 20 September 2021 and ends on 07 November 2021
   2. In order to qualify as an entrant for this competition:
      1. the entrant must live in the Republic of South Africa;
      2. the entrant must provide correct and full personal details, as required; and
      3. the entrant must be 18 years old or older.
      4. the entrant cannot be a juristic entity and must be an individual;
      5. The competition is open to all registered Pick n Pay Smart Shoppers who have a TymeBank card;
      6. The affiliate, TymeBank, their directors, members, partners, employees, agents or consultants, the suppliers of goods or services in connection with this competitional competition, or any other person who directly or indirectly controls or is controlled by the above named parties and their respective spouses, life partners, business partners or immediate family members are not permitted to participate in this competitional competition.
   3. To enter the competition, the entrant must:
      1. Be a registered Pick n Pay Smart Shopper.
      2. Be a registered TymeBank card holder.
      3. Swipe and pay with their TymeBank card at Pick n Pay between 20 September to 07 November. An Entrant automatically enters the draw, every time the entrant swipes their TymeBank card when shopping at any Pick n Pay.
   4. Customers entering this competition are eligible to win the following prize:
      1. 10 (ten) lucky customers can win their share of 10 million Smart Shopper points.
      2. Each winner will receive a maximum of 1 million in Smart Shopper points equivalent to R10 000.
   5. Each entrant can only win this competition once.
   6. Prizes are not negotiable, transferable and may not be exchanged for cash or other prizes.
   7. The prize is not interchangeable and the allocation is at the full discretion of Pick n Pay and the affiliate, TymeBank, and is not negotiable.
   8. The promoters, Pick n Pay Retailers (Proprietary) Limited, any entity in the Pick n Pay Group or Company, their directors, members, partners, employees, agents or consultants, the suppliers of goods or services in connection with this promotional competition, or any other person who directly or indirectly controls or is controlled by the above named parties and their respective spouses, life partners, business partners or immediate family members are not permitted to participate in this promotional competition.
   9. We take all reasonable steps to safeguard customer data. To learn more about how we use your or your personal information, please read our privacy policy - http://www.picknpay.co.za/privacy-policy and https://www.tymebank.co.za/.
4. SELECTION OF WINNERS
   1. Winners will be selected by / before 30 November 2021. This date is subject to change without notice.
   2. Entrants to whom prizes will be awarded will be selected through a random draw.
   3. Winners will be contacted via email or telephonically starting from 01 December 2021 (latest starting date). Winners that have no valid contact details will be excluded from the draw. If winners have not been able to be contacted within 2 working days, they will forfeit and a backup winner will be selected.
   4. Smart Shopper prize points will be loaded to TymeBank customers cards which double up as a Smart Shopper card within 2 business days from the date that the winner is successfully contacted.
   5. Entries reflected on our records will be treated as the only validation source and will be the only evidence of successful entries.
   6. Pick n Pay reserves the right to disqualify a winner if he/she does not respond to the email or telephone call within one week of winner selection and randomly select a replacement winner from the competition entries. In such circumstances, the replacement winner shall be contacted via email or telephonically by Pick n Pay as soon as reasonably practicable and shall be required to respond to Pick n Pay in the manner set out in such correspondence. In the event that the replacement winner fails to respond to Pick n Pay as required, then the provisions of this clause shall apply to that new winner in the same way as if he/she were the original winner. If the selected winner does not have any contact details a redraw will need to take place immediately.
   7. Pick n Pay reserves the right to amend the terms and conditions as well as terminate the Competition at any time. In the event of such termination, all participants agree to waive any rights that they may have in terms of the Competition and acknowledge that they will have no recourse against Pick n Pay, its advertising agencies, advisors, suppliers and nominated agents.
   8. The prize winners will be asked to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable. Winners have the right to decline consent or participation in the marketing and promotional activities.
   9. Pick ‘n Pay or TymeBank may request the winners to provide such additional information and documentation as we may reasonably require in order to process, confirm and facilitate the winners’ acceptance of a prize. If a winner refuses to provide the requested information or documentation, the winner will forfeit the prize.
   10. It is the entrant’s responsibility to ensure that any information provided is accurate, complete and up to date. Should any of the data provided in connection with this Competition prove to be invalid, inaccurate, false or misleading, such entry shall be disregarded.
   11. Winners authorise Pick ‘n Pay and TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013.
   12. The judges’ decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
   13. Pick ‘n Pay and TymeBank do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that an entry or participation in the competition will necessarily result in a winning a prize.
5. GENERAL
   1. TymeBank and Pick n Pay reserves the right to amend the terms and conditions as well as terminate or postpone the Competition at any time. In the event of such termination, all participants agree to waive any rights that they may have in terms of the Competition and acknowledge that they will have no recourse against Pick n Pay, TymeBank, its advertising agencies, advisors, suppliers and nominated agents.
   2. By entering the competition in accordance with its terms, you are entering a competition subject to the provisions of the Consumer Protection Act, 2008 ("CPA") and the competition will be conducted in accordance with the relevant provisions of the CPA.
   3. Pick ‘n Pay, TymeBank and its respective affiliates will not be responsible for any harm, damage, loss or claim that may occur as a result of entering or participating in the competition or that relate to the provision of any element of a prize, or any changes to a prize that may be made at any time.
   4. Entrants agree that their participation in the competition, and acceptance and/or use of a prize, or any aspect thereof, is at their own risk.
   5. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of Republic of South Africa.
   6.  If an entrant fails to comply with any of the terms and conditions, then without prejudice to any other remedy which Pick ’n Pay or TymeBank may have, such entrant will be automatically be disqualified and will forfeit the prize/s (in the event that the entrant has won a prize).
   7. Any queries in this regard, and a copy of these rules can be found at www.picknpay.co.za or by calling the consumer services division on 0860 30 30 30 during office hours throughout the period of the competition.

Standard Terms and Conditions

Below are the standard terms and conditions applicable to the TymeBank Transaction Competition.

1. Entries open on 20 August 2021 and closes on 10 September 2021 at 18:00.
2. No employees of TymeBank, its suppliers, directors, agent, consultants, partners or related companies and their immediate family members or any other person who directly or indirectly controls or is controlled by the promoter, are eligible to enter this competition.
3. R60 000 will be awarded weekly to 10 randomly selected qualifying account holders with valid entries, each win R3 000. All account holders with a valid entry qualify to be selected to win a prize. The requirements of a valid entry are set-out in these terms and conditions.
4.  If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the event that you have already won a prize);
5. The winner has an opportunity to win an additional R3 000 on top of the R3 000 that they’ve already won should they participate in our social media quiz and get the answer correctly. This will bring the total prize money to R6 000.
6. You may only win once.
7. You automatically enter the draw, every time you complete any of the following transactions using your TymeBank account:
   • Card Swipes
   • Purchases of airtime, data, electricity and vouchers directly through TymeBank with our App, USSD and Online Banking
   • SendMoney
   • Vouchers
8. You may enter as many times as you like.
9. Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself.
10. Entries reflected on TymeBank’s records will be treated as the only validation source and will be the only evidence of successful entries.
11. The winner will be randomly chosen via a certified method of selection.
12. Prizes will only be paid into the winner’s TymeBank EveryDay Account.
13. The prize will be paid to the winner within 2 business days from the date that the winner has been contacted.
14. The prizes are not negotiable or transferable.
15. Prizes may not be deferred, changed or exchanged for cash or any other item.
16. Once the name of the winner has been drawn, the Bank will announce the winner within 24 hours of draw. The winner will be notified by telephone that it has won a prize.
17. The prize winners will be asked to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable. Winners have the right to decline consent or participation in the marketing and promotional activities.
18. If we are unable to contact a winner within 5 days, the winner will forfeit the prize and we reserve the right to re-draw a new winner under the same conditions.
19. We may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
20. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
21. It is your responsibility to ensure that any information which you provide to us is accurate, complete and up to date. Should any of the data provided by yourself in connection with this Competition prove to be invalid, inaccurate, false or misleading, your entry shall be disregarded.
22. The judges’ decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
23. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.
24. We do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that your entry or participation in the competition will necessarily result in you winning a prize.
25. We reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us and our affiliates. You may not win a prize if it is unlawful for us to supply such a prize to you.
26. We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
27. You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
28. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.

IMPORTANT NOTICE

Beware of fake notifications and calls that say you’ve won:

• Winners will be announced on TymeBank’s official social media platforms.
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize.
• If anyone phones to say you’ve won a prize in a competition, make sure you’ve entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

Standard Terms and Conditions

Below are the standard terms and conditions applicable to the TymeBank Transaction Competition:

1. Entries open on 15 June 2021 and closes on 2 July 2021 at 18:00.
2. No employees or directors of TymeBank, its suppliers, partners or related companies and their immediate family members are eligible to enter this competition.
3. R50 000 will be awarded weekly to 10 randomly selected qualifying account holders with valid entries, each win R5000. All account holders with a valid entry qualify to be selected to win a prize.
4. You may only win once, but you will get an entry, and increase your chance of winning, every time you complete any of the following transactions using your TymeBank account:
   • Card Swipes
   • Purchases of airtime, data, electricity and vouchers directly through TymeBank with our App, USSD and Online Banking
   • SendMoney
   • ATM Withdrawals
5. Prizes will only be paid into the winner’s TymeBank EveryDay Account within 2 business days from the date that the winner has been contacted.
6. The prizes are not negotiable or transferable.
7. The prize winners will be asked to be part of marketing and promotional activities, including social media posts. Winners have the right to decline consent or participation in the marketing and promotional activities.
8. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
9. The decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
10. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.

Important Notice

Beware of fake notifications and calls that say you’ve won: 

• Winners will be announced on TymeBank’s official social media platforms.
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize.
• If anyone phones to say you’ve won a prize in a competition, make sure you entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

Standard Terms and Conditions

Below are the standard terms and conditions applicable to the TymeBank Transaction Competition:

1. Entries open on 20 May 2021 and closes on 3 June 2021 at 18:00.
2. No employees or directors of TymeBank, its suppliers, partners or related companies and their immediate family members are eligible to enter this competition.
3. R30 000 will be awarded weekly to 10 randomly selected qualifying account holders with valid entries, each win R3000.00. All account holders with a valid entry qualify to be selected to win a prize.
4. You may only win once, but you will get an entry, and increase your chance of winning, every time you complete any of the following transactions using your TymeBank account:
   • Card Swipes
   • Purchases of airtime, data, electricity and vouchers directly through TymeBank with our App, USSD and Online Banking
   • SendMoney
   • ATM Withdrawals
5. Prizes will only be paid into the winner’s TymeBank EveryDay Account within 2 business days from the date that the winner has been contacted.
6. The prizes are not negotiable or transferable.
7. The prize winners will be asked to be part of marketing and promotional activities, including social media posts. Winners have the right to decline consent or participation in the marketing and promotional activities.
8. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
9. The decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
10. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.

Important Notice

Beware of fake notifications and calls that say you’ve won: 

• Winners will be announced on TymeBank’s official social media platforms.
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize.
• If anyone phones to say you’ve won a prize in a competition, make sure you entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

Standard Terms and Conditions

Below are the standard terms and conditions applicable to the TymeBank Transaction Competition:

1. Entries open on 22 April 2021 and closes on 6 May 2021 at 18:00.
2. No employees or directors of TymeBank, its suppliers, partners or related companies and their immediate family members are eligible to enter this competition.
3. R30 000 will be awarded weekly to 10 randomly selected qualifying account holders with valid entries, each win R3000.00. All account holders with a valid entry qualify to be selected to win a prize.
4. You may only win once, but you will get an entry, and increase your chance of winning, every time you complete any of the following transactions using your TymeBank account:
   • Card Swipes
   • Purchases of airtime, data, electricity and vouchers directly through TymeBank with our App, USSD and Online Banking
   • SendMoney
   • ATM Withdrawals
5. Prizes will only be paid into the winner’s TymeBank EveryDay Account within 2 business days from the date that the winner has been contacted.
6. The prizes are not negotiable or transferable.
7. The prize winners will be asked to be part of marketing and promotional activities, including social media posts. Winners have the right to decline consent or participation in the marketing and promotional activities.
8. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
9. The decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
10. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.

Important Notice

Beware of fake notifications and calls that say you’ve won: 

• Winners will be announced on TymeBank’s official social media platforms.
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize.
• If anyone phones to say you’ve won a prize in a competition, make sure you entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives.
• Our representatives will be able to quote your ID number if you have an existing bank account.
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

Standard Terms and Conditions

Below are the standard terms and conditions applicable to the TymeBank Transaction Competition:

1. Entries open on 15 March 2021 and close on 31 March 2021. 
2. No employees of TymeBank, its suppliers, partners or related companies and their immediate family members are eligible to enter this competition.  
3. R2 000 will be awarded daily to 5 randomly selected qualifying account holders with valid entries. All account holders with a valid entry qualify to be selected to win a prize. 
4. You may only win once, but you will get an entry, and increase your chance of winning, every time you complete any of the following transactions using your TymeBank account: 
   • Card Swipes
   • Purchases of airtime, data, electricity and vouchers directly through TymeBank with our App, USSD and Online Banking 
   • SendMoney 
   • ATM Withdrawals 
5. Prizes will only be paid into the winner’s TymeBank EveryDay Account within 2 business days. 
6. The prizes are not negotiable or transferable. 
7. The prize winners will be asked to be part of marketing and promotional activities, including social media posts. Winners have the right to decline consent or participation in the marketing and promotional activities.  
8. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website. 
9. The decision regarding the winners is final, and no correspondence will be entered into regarding the decision.  
10. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.  

Important Notice

Beware of fake notifications and calls that say you’ve won: 

• Winners will be announced on TymeBank’s official social media platforms. 
• Unless pre-arranged with you, we will NEVER come to your office or home to say you’re a winner or to deliver a prize. 
• If anyone phones to say you’ve won a prize in a competition, make sure you entered it! If anyone calls to say you’ve won a competition you never entered, it is NOT one of our representatives. 
• Our representatives will be able to quote your ID number if you have an existing bank account. 
• If you are concerned that a caller has contacted you pretending to be from TymeBank, please store the number of the caller (if you have caller ID), email address or social media profile and contact us through our official channels.

Below are the standard terms & conditions applicable to the TymeBank’s Banking Decoded Competition.

1. Entries open on 22 September 2021 and closes on 06 October 2021 at 5pm.
2. No employees of TymeBank, its suppliers, directors, agent, consultants, partners or related companies and their immediate family members or any other person who directly or indirectly controls or is controlled by the promoter, are eligible to enter this competition.
3. Up to R60 000 will be shared weekly amongst 10 winners who will translate a banking term correctly on PowerFM and Social Media (Twitter). The requirements of a valid entry are set-out in these terms and conditions.
   1. On PowerFM during the Language Corner sponsored by TymeBank between 11:30am – 12pm every Wednesday, 1 caller who translate a banking term and get it right, will win R3 000. The same caller stands a chance to double the winnings to R6 000 if they post the translated definition on Twitter and tag TymeBankZA.
   2. On social media, 9 followers who translate a banking term correctly by visiting the banking glossary on TymeBank’s website, shares the translation on their Twitter page and tags TymeBankZA stands a
      chance to win R6 000. Competition ends at 5pm every Wednesday.
   3. If the winner isn’t a TymeBank customer, they get a chance to open the account as the money will not be transferred to any competitor banks. Prizes will only be paid into the winner’s TymeBank
      EveryDay Account.
4. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the
   event that you have already won a prize).
5. Social media winners will be chosen randomly.
6. You may only win once.
7. You may enter as many times as you like.
8. Your entry into the competition and/or your acceptance of a prize (in the event that you win a prize) constitutes your binding acceptance of the terms and conditions on behalf of yourself.
9. Entries reflected on TymeBank’s records will be treated as the only validation source and will be the only evidence of successful entries.
10. The prize will be paid to the winner within 2 business days from the date that the winner has been contacted.
11. The prizes are not negotiable or transferable.
12. Prizes may not be deferred, changed or exchanged for cash or any other item.
13. The prize winners will be asked to be part of marketing and promotional activities, including social media posts, for which no fee, royalty or other compensation will be payable. Winners have the right to decline consent or participation in the marketing and promotional activities.
14. If we are unable to contact a winner within 5 days, the winner will forfeit the prize and we reserve the right to re-draw a new winner under the same conditions.
15. We may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance of a prize. If you refuse to provide us with the requested information or documentation, you will forfeit the prize.
16. Winners authorise TymeBank to use and process their personal information for the purposes of conducting this competition and to comply with the requirements of the Consumer Protection Act 68 of 2008 and the Protection of Personal Information Act, No 4 of 2013. This competition is conducted in terms of the applicable privacy laws and TymeBank’s Privacy Policy which is available on the TymeBank website.
17. It is your responsibility to ensure that any information which you provide to us is accurate, complete and up to date. Should any of the data provided by yourself in connection with this Competition prove to be invalid, inaccurate, false or misleading, your entry shall be disregarded.
18. The judges’ decision regarding the winners is final, and no correspondence will be entered into regarding the decision.
19. TymeBank is not liable for any loss or damages that may occur as a result of entering or participating in the competition.
20. We do not make any representations or give any warranties, whether expressly or implicitly, as to a prize, and in particular, but without limitation, make no representations and give no warranty that your entry or participation in the competition will necessarily result in you winning a prize.
21. We reserve the right to vary, postpone, suspend, or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us and our affiliates. You may not win a prize if it is unlawful for us to supply such a prize to you.
22. We and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a prize or any changes to a prize that may be made at any time.
23. You agree that your participation in the competition, and your acceptance and/or use of a prize, or any aspect thereof, is at your own risk.
24. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa.
25. If you fail to comply with any of the terms and conditions, then without prejudice to any other remedy which we may have, you will be automatically be disqualified and you will forfeit the prize/s (in the event that you have won a prize).