Pay in 3.
Interest-free.

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The best way to pay

Forget store account interest. Forget waiting on lay-by. With MoreTyme, you get what you need now, and pay for it in 3 interest-free instalments. There’s no monthly fee and no fee when you buy, so you never have to pay more than the original price.

Take what you have and double it

That’s generally how much you can spend with MoreTyme. You might not be able to spend twice as much as you have in your EveryDay account if your MoreTyme limit is too low.

Here’s an example: Let’s pretend that your cellphone blows up (hey, it happens). You need to replace it ASAP. The one you want costs R3 000 but you only have R1 500 in your account and pay day is a long way off. That’s where MoreTyme comes in. It allows you to go ahead, buy the cellphone for R3 000 and take it home straight away.

You pay half up front and the rest over 2 months. Check out the table below for a breakdown of this example:

An example for a R3 000 purchase

 Payment #1Payment #2Payment #3
Payment splitR1500*R750*R750*
Purchase amount %50%25%25%
When is it deducted?Upfront when you buy30 days after purchase60 days after purchase

*The minimum amount that you need in your account.

Buy with MoreTyme in 4 simple steps

All you need is a verified TymeBank account and the TymeBank app. There’s no paperwork and sign-up is free.

step1

Download the TymeBank app

Then use the app to open a verified TymeBank account in less than 5 min. It’s free!

step2

Activate MoreTyme in the app

Log in to your TymeBank app, tap the MoreTyme card and tap the Activate or Apply button. It’s also free!

step3

Top up with 50% of the purchase price

Tap “Add money” on your app home screen. Then use a debit/credit card to instantly add at least half of the total purchase price to your TymeBank EveryDay account.

step4

Pay with MoreTyme

When you open MoreTyme again, your available spend should be enough to cover the purchase. When it’s time, tap Pay at the bottom of your screen.

Complete your purchase with a single tap

Depending on the store’s checkout system, you’ll either scan a payment QR code or show a barcode. And that’s it. As long as you have enough Available to spend, the goods are yours and the 1st payment comes off your EveryDay account straight away.

Frequently asked questions

Need more help?

Visit our help center

Get the app.
Get the account.

Download the TymeBank app to open your free bank account in less than 5 min. No paperwork. No stress.

Download the TymeBank app now:

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