Forget paying high interest rates.
Forget waiting on lay-by
With MoreTyme, you get what you need now, and pay for it in 3 equal interest-free instalments. There’s no monthly fee and no fee when you buy, so you never have to pay more than the original price.
Take what you have and triple it
That’s generally how much you can spend with MoreTyme. You might not be able to spend triple as much as you have in your EveryDay account if your MoreTyme limit is too low.
Here’s an example: Let’s pretend you dropped your phone and you need to replace it without the wait. The one you want costs R3 000 but you only have R1 000 and pay day is a long way off. That’s where MoreTyme comes in. It allows you to go ahead, buy the cellphone for R3 000 and take it home straight away.
An example for a R3 000 purchase
|Payment #1||Payment #2||Payment #3|
|Payment split||R1 000||R1 000||R1 000|
|Purchase amount %||33.3%||33.3%||33.3%|
|When is it deducted?||Upfront when you buy||30 days after purchase||60 days after purchase|
*R1 000 is the minimum amount that you need in your account.
Buy with MoreTyme in 4 simple steps
All you need is the TymeBank app. There's no paperwork and sign-up is free.
Download the TymeBank app
Then use the app to open a verified TymeBank account in less than 5 min. It’s free!
Activate MoreTyme in the app
Log in to your TymeBank app, tap the MoreTyme card and tap the Activate or Apply button. It’s also free!
Top up your account or link a bank card
You only need a third of the purchase amount to take the goods home. This 33.3% can come from adding money to your EveryDay account, from linking one of your other debit/credit cards, or a combination of both.
Pay with MoreTyme
Go to the MoreTyme section of your TymeBank app, tap "Pay" and follow the instructions. The 1st payment will come off immediately, and the goods are yours to take home!
Log in to your TymeBank app
Don’t have the app yet? You can download it now for free on Android, iOS and Hauwei
Open MoreTyme from your app
If you haven't activated it yet, it only takes a few seconds with a verified account. You just need to tap the MoreTyme card and then tap the “Activate” or “Apply” button.
Check that you’ve got enough
You only need half of the total purchase amount (enough to cover the first MoreTyme payment). That could come from your EveryDay account, a linked debit/credit card or a combination of both.
Pay with MoreTyme
Tap the pay button from the MoreTyme section of your TymeBank app and choose the payment method that matches your checkout/till experience.
Complete your purchase with a single tap
Get MoreTyme to pay at TFG stores!
TymeBank has partnered with The Foschini Group (TFG) to bring you even better deals at its network of stores around the country.
From sneakers to furniture, TFG is sure to have a retail outlet that meets your need and to sweeten the deal even more. First-time MoreTyme customers can now get 10% cash back when they use MoreTyme at any TFG store!*
With MoreTyme you get to take your shopping home today! Make 3 equal payments; one today, the rest over 2 months” No interest. No fees.
So get started and get MoreTyme to pay at all TFG stores.
*This offer is only available to persons: (i) who are first-time MoreTyme users (you have no previous MoreTyme payments on your MoreTyme profile); and (ii) whose first MoreTyme payment is for goods or services purchased at a TFG store.
All you need is the TymeBank app on your phone with a biometrically-verified TymeBank profile. When you open the app, look for MoreTyme. From there it only takes one tap to apply and activate MoreTyme with an instant answer.
Note: If your TymeBank account isn’t biometrically-verified, you can easily upgrade in the TymeBank app with a quick selfie check, or at a TymeBank Kiosk by scanning your fingerprints. It’s completely free.
Need more help?Visit our help center