MoreTyme to pay for things without interest or fees

If your profile status is “Getting to Know You” or “Good Friends”, all you need is the TymeBank app. When you open the app, look for MoreTyme. From there it’s one tap to activate or apply. You’ll get an answer instantly.

If your profile status is “Just Met”, you can upgrade your account via your TymeBank app, or at a kiosk in a Pick n Pay or Boxer Store near you. Once you do, you'll see MoreTyme in your TymeBank app.

Step #1: Once you’re at a MoreTyme partner store, look out for MoreTyme stickers and signs on selected items. If you’re not sure what’s available to be bought with MoreTyme, just ask a sales assistant.

Step #2: Create a MoreTyme payment voucher: When you’re ready to pay, login to your SmartApp account and tap “BUY”– a digital payment voucher, with a barcode for your full available to spend amount, will appear on the screen. You’ll have 15 min to use it.

Step #3: Show the voucher barcode to the teller: The teller will scan the voucher barcode (the voucher code can also be entered manually) to process the payment, and that’s it. Your first payment comes off straight away; and whatever you’ve bought is yours to take home.

You don’t need to worry about that. Everything comes off your EveryDay account automatically

The first payment (50% of the purchase price) happens as you buy it at the till point. Your next two payments of 25% each will be deducted from your account 30 days and then 60 days after the day of purchase. As long as there’s enough in your account to make the payments on the due dates, you won’t pay a cent more than the original purchase price.

Here is an example of a MoreTyme purchase valued at R4 000