Pay in 3.

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The best way to pay

Forget store account interest. Forget waiting on lay-by. With MoreTyme, you get what you need now, and pay for it in 3 interest-free instalments. There’s no monthly fee and no fee when you buy, so you never have to pay more than the original price.

Take what you have and double it

That’s generally how much you can spend with MoreTyme. You might not be able to spend twice as much as you have in your EveryDay account if your MoreTyme limit is too low.

Here’s an example: Let’s pretend that your cellphone blows up (hey, it happens). You need to replace it ASAP. The one you want costs R3 000 but you only have R1 500 and pay day is a long way off. That’s where MoreTyme comes in. It allows you to go ahead, buy the cellphone for R3 000 and take it home straight away.

An example for a R3 000 purchase

 Payment #1Payment #2Payment #3
Payment splitR1500*R750*R750*
Purchase amount %50%25%25%
When is it deducted?Upfront when you buy30 days after purchase60 days after purchase

*The minimum amount that you need in your account.

Buy with MoreTyme in 4 simple steps

All you need is the TymeBank app. There's no paperwork and sign-up is free.


Download the TymeBank app

Then use the app to open a verified TymeBank account in less than 5 min. It’s free!


Activate MoreTyme in the app

Log in to your TymeBank app, tap the MoreTyme card and tap the Activate or Apply button. It’s also free!


Top up your account or link a bank card

You only need half (50%) of the purchase amount to take the goods home. This 50% can come from adding money to your EveryDay account, from linking one of your other debit/credit cards, or a combination of both.


Pay with MoreTyme

Go to the MoreTyme section of your TymeBank app, tap "Pay" and follow the instructions. The 1st payment will come off immediately, and the goods are yours to take home!

Complete your purchase with a single tap

Depending on the store’s checkout system, you’ll either scan a payment QR code or show a barcode. And that’s it. As long as you have enough in your account or your linked bank card (or a combination of both), the goods are yours and the 1st payment comes off straight away.

Get MoreTyme to pay at TFG stores!

We love teaming up with Mzansi greats to bring you even better offers and deals. And we’ve just got another with TFG (The Foshini Group) so that you can use MoreTyme to pay when you shop at any Jet, The Fix and Exact stores in SA! Available to TymeBank customers only, MoreTyme means you can take home your shopping today.

Pay half now and the rest over 2 months. No interest. No fees. So get started and get MoreTyme to pay at Jet, The Fix and Exact. Other TFG stores like @Home and Sportscence – to name a few – will be coming on board soon too.

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Get MoreTyme to pay at TFG stores!

Frequently asked questions

All you need is the TymeBank app with a biometrically-verified TymeBank profile. When you open the app, look for MoreTyme. From there it’s one tap to activate or apply and you’ll get an instant answer.

Note: If your account isn’t yet biometrically-verified, you can upgrade to one quickly and easily in the TymeBank app with a selfie check, or at a TymeBank kiosk by scanning your fingerprints. It’s completely free.

Need more help?

Visit our help center

Get the app.
Get the account.

Download the TymeBank app to open your free bank account in less than 5 min. No paperwork. No stress.

Download the TymeBank app now:

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