Save & earn

What’s worth saving for you? For Katrina Esau it’s N|uu

Ouma Katrina Esau is an 88-year-old language warrior who is single-handedly saving the culture of the San people by teaching others their nearly extinct language of N|uu.

Listen to the voice of Ouma Katrina Esau

Knowing what really matters, and what’s worth saving, can make all the difference. It’s why we’re committed to helping all South Africans save with GoalSave. It is a powerful tool that gives you one of the best interest rates in Mzansi, as much as 8%* a year and gives you immediate access to your money, whenever you need it.

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Why start a GoalSave?

GoalSave is a free savings tool linked to your EveryDay account

Start 10 different GoalSaves for 10 different goals

Earn more the longer you save. Get as much as 8% interest a year

Switch your salary to your TymeBank account and get an additional 1%

Keep those savings safe from debit orders

Access your savings ngok’shesha!

Get a sweet 10-day notice bonus

The power of GoalSave

The money in your GoalSaves earns you interest at a rate that grows over time.

You can have as many as 10 active GoalSaves and you can add money as often as you’d like, as long as the combined total across all your GoalSaves and your EveryDay account is not more than the limit set for your profile or doesn’t exceed R100 000 across all 10 GoalSaves.

Learn more about our different EveryDay account profiles here.

Interest that gets bigger over time*

It pays to give your money some space. The annual interest rate bumps up the longer you leave your imali in GoalSave.

4%1-30 days

Earn 4% from day one. Now that’s a good start

5%31-90 days

After 31 days your interest rate ups to 5% my friend

6%90+ days

From here on the interest jumps to 6%. Don’t touch your money – just watch it earn interest on the interest already earned. It’s a beautiful thing


Give us a 10-day heads up (after 90 days) that you’ll be taking your payout and earn yourself a bonus that takes your interest rate up to a nca 7%


If your salary is paid into your TymeBank account, and you give us a 10-day heads up after 90 days that you’re taking your savings out – you get an extra sweet 1% more

Calculators & Tools

Those goals may be closer than you think! Use our GoalSave calculator to work out how much and for how long you need to save to reach them.

How to use GoalSave

Frequently asked questions

Need more help?

Visit our help center

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