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1. Introduction

By TymeBank - 12 February, 2020

1.1. You are reading this document because you are interested in establishing a relationship with TymeBank (‘Tyme’). This relationship will mean Tyme is able to provide you with a set of bank accounts (‘Accounts’) and/or other products and services (‘Products’). The words ‘we’, ‘us’ and ‘our’ mean Tyme. The words ‘you’ and ‘your’ mean you, the person interested in opening Accounts with us or using our Products.

1.2. When you apply to open your Accounts or use any of our Products you are agreeing to start a legal relationship with us.  This document is the agreement between you and us (‘Agreement’) and it sets out the terms and conditions (‘Terms’) that will apply to your legal relationship with us.

1.3. The Agreement contains a lot of information. We will send the full Agreement to the email address you give us during your Application. The Agreement is also available on our website at www.tymebank.co.za.

1.4. It is important that you read and understand everything in this document before you agree to these Terms. Any term that is in bold print is very important. You must read the bold print very carefully.

1.5. If you agree to these Terms and use our Products, it means that you understand and accept everything in the Terms, including the important terms in bold print.

1.6. If there is anything in these Terms that you do not understand, please call us on 0860 999 119 as soon as possible to ask for more information. It is important that you do this before using our Products.

1.7. The Consumer Protection Act, 2005 (‘CPA’) controls these Terms. If anything in these Terms conflicts with what the CPA says, the CPA will apply.