Help articles related to:

Personal Loans

Will my credit score be affected if I miss a payment?

Yes, it’s possible that your credit score will be negatively affected by a missed payment. This is why it’s important that you contact our Customer Service Centre on 0860 999 […]

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Can I settle my personal loan sooner than the agreed time period?

Yes. If you would like to pay your loan off sooner, contact our Customer Service Centre on 0860 999 119 to make an arrangement to do so. The great news […]

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What is the interest rate?

The current interest rate is 25% per annum.

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Can I choose how to pay back my loan?

You’ll need to set up a debit order from your TymeBank account or from another bank account for your loan repayments.

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Will my interest rate change if the Reserve Bank repo rate changes?

No. We have a fixed loan rate. This means that your interest rate will stay the same for the duration of your loan.

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What is the loan service fee?

This is a monthly fee to cover the cost of maintaining the loan on the credit provider’s system, for the duration of the loan. For this initial pilot phase, we […]

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